The typical owner-occupied home in Prairie Du Sac is worth about $321,300, 21% above the Wisconsin median of $266,500 and 3% below the national median of $332,700. Owners pay a median $5,039 a year in property taxes, about 1.57% of their home's value, higher than the Wisconsin rate of 1.42%. The median household earns $101,049 a year, so the median home costs 3.2 times the median income (3.4 times for Wisconsin). 69% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.
Prairie Du Sac at a glance
| Prairie Du Sac | Wisconsin | U.S. | |
|---|---|---|---|
| Median home value | $321,300 | $266,500 | $332,700 |
| Median property tax paid per year | $5,039 | $3,792 | $3,119 |
| Property tax as a share of value | 1.57% | 1.42% | 0.94% |
| Median household income | $101,049 | $77,485 | $80,734 |
| Homes lived in by their owners | 69% | 68% | 65% |
| Owner homes with a mortgage | 68% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,871 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 17.5% | 19.5% | 21.0% |
| Median rent | $1,370 | $1,087 | $1,413 |
| Rent as a share of renters' income | 23.1% | 27.2% | 30.6% |
| Median year homes were built | 1990 | 1975 | 1980 |
| Vacant homes | 3.1% | 10.8% | 10.1% |
| Population | 4,382 | 5,914,872 | 334,922,499 |
What a typical home costs per month in Prairie Du Sac
At this week's average 30-year rate of 7.11%, buying the median Prairie Du Sac home of $321,300 with 20% down costs about $2,283 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,819, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $97,858 for the 20%-down payment. That payment is 27% of the median Prairie Du Sac household income of $101,049; at that income and 20% down, the 28% guideline points to a home of about $332,000.
The median rent here is $1,370 a month, so owning the median home costs about $913 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $64,260 |
|---|---|
| Loan amount | $257,040 |
| Principal and interest | $1,729 |
| Property taxes (1.57% a year) | $420 |
| Homeowners insurance (our estimate, 0.5% a year) | $134 |
| PMI | $0 |
| Total per month | $2,283 |
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| Down payment | $11,246 |
|---|---|
| Loan amount | $315,480 |
| Principal and interest | $2,122 |
| Property taxes (1.57% a year) | $420 |
| Homeowners insurance (our estimate, 0.5% a year) | $134 |
| FHA mortgage insurance | $142 |
| Total per month | $2,819 |
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Questions about home buying in Prairie Du Sac
What is the median home value in Prairie Du Sac?
About $321,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Prairie Du Sac?
Homeowners pay a median $5,039 a year, which is about 1.57% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Prairie Du Sac?
For the median home with 20% down at 7.11%, the payment is about $2,283 a month. Keeping that under 28% of gross income takes about $97,858 a year.
More about Prairie Du Sac
- Mortgage Refinance in Prairie Du Sac
- Debt Relief in Prairie Du Sac
- Home Equity Loans in Prairie Du Sac
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data