The typical owner-occupied home in Gotham is worth about $151,400, 43% below the Wisconsin median of $266,500 and 54% below the national median of $332,700. Owners pay a median $2,125 a year in property taxes, about 1.40% of their home's value, close to the Wisconsin rate of 1.42%. The median household earns $78,125 a year, so the median home costs 1.9 times the median income (3.4 times for Wisconsin). 73% of occupied homes here are lived in by their owners, and 78% of those owners still have a mortgage.
Gotham at a glance
| Gotham | Wisconsin | U.S. | |
|---|---|---|---|
| Median home value | $151,400 | $266,500 | $332,700 |
| Median property tax paid per year | $2,125 | $3,792 | $3,119 |
| Property tax as a share of value | 1.40% | 1.42% | 0.94% |
| Median household income | $78,125 | $77,485 | $80,734 |
| Homes lived in by their owners | 73% | 68% | 65% |
| Owner homes with a mortgage | 78% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,028 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 18.6% | 19.5% | 21.0% |
| Median rent | – | $1,087 | $1,413 |
| Median year homes were built | 1970 | 1975 | 1980 |
| Vacant homes | 11.9% | 10.8% | 10.1% |
| Population | 177 | 5,914,872 | 334,922,499 |
What a typical home costs per month in Gotham
At this week's average 30-year rate of 7.11%, buying the median Gotham home of $151,400 with 20% down costs about $1,054 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,307, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,193 for the 20%-down payment. That payment is 16% of the median Gotham household income of $78,125; at that income and 20% down, the 28% guideline points to a home of about $262,000.
| Down payment | $30,280 |
|---|---|
| Loan amount | $121,120 |
| Principal and interest | $815 |
| Property taxes (1.40% a year) | $177 |
| Homeowners insurance (our estimate, 0.5% a year) | $63 |
| PMI | $0 |
| Total per month | $1,054 |
Change the numbers in the calculator
| Down payment | $5,299 |
|---|---|
| Loan amount | $148,658 |
| Principal and interest | $1,000 |
| Property taxes (1.40% a year) | $177 |
| Homeowners insurance (our estimate, 0.5% a year) | $63 |
| FHA mortgage insurance | $67 |
| Total per month | $1,307 |
Change the numbers in the calculator
Questions about home buying in Gotham
What is the median home value in Gotham?
About $151,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Gotham?
Homeowners pay a median $2,125 a year, which is about 1.40% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Gotham?
For the median home with 20% down at 7.11%, the payment is about $1,054 a month. Keeping that under 28% of gross income takes about $45,193 a year.
More about Gotham
- Mortgage Refinance in Gotham
- Debt Relief in Gotham
- Home Equity Loans in Gotham
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data