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Buying a home in Plover, Wisconsin

The typical owner-occupied home in Plover is worth about $269,800, about the same as the Wisconsin median of $266,500 and 19% below the national median of $332,700. Owners pay a median $4,157 a year in property taxes, about 1.54% of their home's value, higher than the Wisconsin rate of 1.42%. The median household earns $88,042 a year, so the median home costs 3.1 times the median income (3.4 times for Wisconsin). 59% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.

Plover at a glance

Plover Wisconsin U.S.
Median home value $269,800 $266,500 $332,700
Median property tax paid per year $4,157 $3,792 $3,119
Property tax as a share of value 1.54% 1.42% 0.94%
Median household income $88,042 $77,485 $80,734
Homes lived in by their owners 59% 68% 65%
Owner homes with a mortgage 59% 61% 61%
Median monthly costs, owners with a mortgage $1,658 $1,689 $1,963
Those costs as a share of the owners' income 18.3% 19.5% 21.0%
Median rent $1,089 $1,087 $1,413
Rent as a share of renters' income 23.1% 27.2% 30.6%
Median year homes were built 1993 1975 1980
Vacant homes 2.8% 10.8% 10.1%
Population 13,884 5,914,872 334,922,499

What a typical home costs per month in Plover

At this week's average 30-year rate of 7.11%, buying the median Plover home of $269,800 with 20% down costs about $1,911 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,360, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $81,884 for the 20%-down payment. That payment is 26% of the median Plover household income of $88,042; at that income and 20% down, the 28% guideline points to a home of about $290,000.

The median rent here is $1,089 a month, so owning the median home costs about $822 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$53,960
Loan amount$215,840
Principal and interest$1,452
Property taxes (1.54% a year)$346
Homeowners insurance (our estimate, 0.5% a year)$112
PMI$0
Total per month$1,911

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3.5% down, 30-year FHA loan
Down payment$9,443
Loan amount$264,913
Principal and interest$1,782
Property taxes (1.54% a year)$346
Homeowners insurance (our estimate, 0.5% a year)$112
FHA mortgage insurance$119
Total per month$2,360

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Questions about home buying in Plover

What is the median home value in Plover?

About $269,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Plover?

Homeowners pay a median $4,157 a year, which is about 1.54% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Plover?

For the median home with 20% down at 7.11%, the payment is about $1,911 a month. Keeping that under 28% of gross income takes about $81,884 a year.

More about Plover

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data