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Buying a home in Maiden Rock, Wisconsin

The typical owner-occupied home in Maiden Rock is worth about $178,600, 33% below the Wisconsin median of $266,500 and 46% below the national median of $332,700. Owners pay a median $2,467 a year in property taxes, about 1.38% of their home's value, close to the Wisconsin rate of 1.42%. The median household earns $89,375 a year, so the median home costs 2.0 times the median income (3.4 times for Wisconsin). 100% of occupied homes here are lived in by their owners, and 75% of those owners still have a mortgage.

Maiden Rock at a glance

Maiden Rock Wisconsin U.S.
Median home value $178,600 $266,500 $332,700
Median property tax paid per year $2,467 $3,792 $3,119
Property tax as a share of value 1.38% 1.42% 0.94%
Median household income $89,375 $77,485 $80,734
Homes lived in by their owners 100% 68% 65%
Owner homes with a mortgage 75% 61% 61%
Median monthly costs, owners with a mortgage $1,375 $1,689 $1,963
Those costs as a share of the owners' income 15.8% 19.5% 21.0%
Median rent – $1,087 $1,413
Median year homes were built 1938 1975 1980
Vacant homes 44.4% 10.8% 10.1%
Population 85 5,914,872 334,922,499

What a typical home costs per month in Maiden Rock

At this week's average 30-year rate of 7.11%, buying the median Maiden Rock home of $178,600 with 20% down costs about $1,241 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,538, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $53,184 for the 20%-down payment. That payment is 17% of the median Maiden Rock household income of $89,375; at that income and 20% down, the 28% guideline points to a home of about $300,000.

20% down, 30-year conventional loan
Down payment$35,720
Loan amount$142,880
Principal and interest$961
Property taxes (1.38% a year)$205
Homeowners insurance (our estimate, 0.5% a year)$74
PMI$0
Total per month$1,241

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3.5% down, 30-year FHA loan
Down payment$6,251
Loan amount$175,365
Principal and interest$1,180
Property taxes (1.38% a year)$205
Homeowners insurance (our estimate, 0.5% a year)$74
FHA mortgage insurance$79
Total per month$1,538

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Questions about home buying in Maiden Rock

What is the median home value in Maiden Rock?

About $178,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Maiden Rock?

Homeowners pay a median $2,467 a year, which is about 1.38% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Maiden Rock?

For the median home with 20% down at 7.11%, the payment is about $1,241 a month. Keeping that under 28% of gross income takes about $53,184 a year.

More about Maiden Rock

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data