The typical owner-occupied home in Cudahy is worth about $216,500, 19% below the Wisconsin median of $266,500 and 35% below the national median of $332,700. Owners pay a median $4,407 a year in property taxes, about 2.04% of their home's value, higher than the Wisconsin rate of 1.42%. The median household earns $66,719 a year, so the median home costs 3.2 times the median income (3.4 times for Wisconsin). 61% of occupied homes here are lived in by their owners, and 67% of those owners still have a mortgage.
Cudahy at a glance
| Cudahy | Wisconsin | U.S. | |
|---|---|---|---|
| Median home value | $216,500 | $266,500 | $332,700 |
| Median property tax paid per year | $4,407 | $3,792 | $3,119 |
| Property tax as a share of value | 2.04% | 1.42% | 0.94% |
| Median household income | $66,719 | $77,485 | $80,734 |
| Homes lived in by their owners | 61% | 68% | 65% |
| Owner homes with a mortgage | 67% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,494 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 20.5% | 19.5% | 21.0% |
| Median rent | $1,028 | $1,087 | $1,413 |
| Rent as a share of renters' income | 27.5% | 27.2% | 30.6% |
| Median year homes were built | 1962 | 1975 | 1980 |
| Vacant homes | 4.1% | 10.8% | 10.1% |
| Population | 17,853 | 5,914,872 | 334,922,499 |
What a typical home costs per month in Cudahy
At this week's average 30-year rate of 7.11%, buying the median Cudahy home of $216,500 with 20% down costs about $1,623 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,984, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $69,574 for the 20%-down payment. That payment is 29% of the median Cudahy household income of $66,719; at that income and 20% down, the 28% guideline points to a home of about $208,000.
The median rent here is $1,028 a month, so owning the median home costs about $595 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $43,300 |
|---|---|
| Loan amount | $173,200 |
| Principal and interest | $1,165 |
| Property taxes (2.04% a year) | $368 |
| Homeowners insurance (our estimate, 0.5% a year) | $90 |
| PMI | $0 |
| Total per month | $1,623 |
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| Down payment | $7,578 |
|---|---|
| Loan amount | $212,579 |
| Principal and interest | $1,430 |
| Property taxes (2.04% a year) | $368 |
| Homeowners insurance (our estimate, 0.5% a year) | $90 |
| FHA mortgage insurance | $96 |
| Total per month | $1,984 |
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Questions about home buying in Cudahy
What is the median home value in Cudahy?
About $216,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Cudahy?
Homeowners pay a median $4,407 a year, which is about 2.04% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Cudahy?
For the median home with 20% down at 7.11%, the payment is about $1,623 a month. Keeping that under 28% of gross income takes about $69,574 a year.
More about Cudahy
- Mortgage Refinance in Cudahy
- Debt Relief in Cudahy
- Home Equity Loans in Cudahy
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data