The typical owner-occupied home in Pembine is worth about $57,600, 78% below the Wisconsin median of $266,500 and 83% below the national median of $332,700. Owners pay a median $1,175 a year in property taxes, about 2.04% of their home's value, higher than the Wisconsin rate of 1.42%. The median household earns $31,378 a year, so the median home costs 1.8 times the median income (3.4 times for Wisconsin). 69% of occupied homes here are lived in by their owners, and 21% of those owners still have a mortgage.
Pembine at a glance
| Pembine | Wisconsin | U.S. | |
|---|---|---|---|
| Median home value | $57,600 | $266,500 | $332,700 |
| Median property tax paid per year | $1,175 | $3,792 | $3,119 |
| Property tax as a share of value | 2.04% | 1.42% | 0.94% |
| Median household income | $31,378 | $77,485 | $80,734 |
| Homes lived in by their owners | 69% | 68% | 65% |
| Owner homes with a mortgage | 21% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,036 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 31.7% | 19.5% | 21.0% |
| Median rent | – | $1,087 | $1,413 |
| Rent as a share of renters' income | 23.9% | 27.2% | 30.6% |
| Median year homes were built | 1966 | 1975 | 1980 |
| Vacant homes | 20.3% | 10.8% | 10.1% |
| Population | 269 | 5,914,872 | 334,922,499 |
What a typical home costs per month in Pembine
At this week's average 30-year rate of 7.11%, buying the median Pembine home of $57,600 with 20% down costs about $432 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $528, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $18,510 for the 20%-down payment. That payment is 17% of the median Pembine household income of $31,378; at that income and 20% down, the 28% guideline points to a home of about $98,000.
| Down payment | $11,520 |
|---|---|
| Loan amount | $46,080 |
| Principal and interest | $310 |
| Property taxes (2.04% a year) | $98 |
| Homeowners insurance (our estimate, 0.5% a year) | $24 |
| PMI | $0 |
| Total per month | $432 |
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| Down payment | $2,016 |
|---|---|
| Loan amount | $56,557 |
| Principal and interest | $380 |
| Property taxes (2.04% a year) | $98 |
| Homeowners insurance (our estimate, 0.5% a year) | $24 |
| FHA mortgage insurance | $25 |
| Total per month | $528 |
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Questions about home buying in Pembine
What is the median home value in Pembine?
About $57,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pembine?
Homeowners pay a median $1,175 a year, which is about 2.04% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pembine?
For the median home with 20% down at 7.11%, the payment is about $432 a month. Keeping that under 28% of gross income takes about $18,510 a year.
More about Pembine
- Mortgage Refinance in Pembine
- Debt Relief in Pembine
- Home Equity Loans in Pembine
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data