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Buying a home in Abbotsford, Wisconsin

The typical owner-occupied home in Abbotsford is worth about $151,500, 43% below the Wisconsin median of $266,500 and 54% below the national median of $332,700. Owners pay a median $2,589 a year in property taxes, about 1.71% of their home's value, higher than the Wisconsin rate of 1.42%. The median household earns $68,580 a year, so the median home costs 2.2 times the median income (3.4 times for Wisconsin). 59% of occupied homes here are lived in by their owners, and 58% of those owners still have a mortgage.

Abbotsford at a glance

Abbotsford Wisconsin U.S.
Median home value $151,500 $266,500 $332,700
Median property tax paid per year $2,589 $3,792 $3,119
Property tax as a share of value 1.71% 1.42% 0.94%
Median household income $68,580 $77,485 $80,734
Homes lived in by their owners 59% 68% 65%
Owner homes with a mortgage 58% 61% 61%
Median monthly costs, owners with a mortgage $1,291 $1,689 $1,963
Those costs as a share of the owners' income 16.8% 19.5% 21.0%
Median rent $888 $1,087 $1,413
Rent as a share of renters' income 21.4% 27.2% 30.6%
Median year homes were built 1977 1975 1980
Vacant homes 11.2% 10.8% 10.1%
Population 2,024 5,914,872 334,922,499

What a typical home costs per month in Abbotsford

At this week's average 30-year rate of 7.11%, buying the median Abbotsford home of $151,500 with 20% down costs about $1,094 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,347, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,900 for the 20%-down payment. That payment is 19% of the median Abbotsford household income of $68,580; at that income and 20% down, the 28% guideline points to a home of about $222,000.

The median rent here is $888 a month, so owning the median home costs about $206 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$30,300
Loan amount$121,200
Principal and interest$815
Property taxes (1.71% a year)$216
Homeowners insurance (our estimate, 0.5% a year)$63
PMI$0
Total per month$1,094

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3.5% down, 30-year FHA loan
Down payment$5,302
Loan amount$148,756
Principal and interest$1,001
Property taxes (1.71% a year)$216
Homeowners insurance (our estimate, 0.5% a year)$63
FHA mortgage insurance$67
Total per month$1,347

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Questions about home buying in Abbotsford

What is the median home value in Abbotsford?

About $151,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Abbotsford?

Homeowners pay a median $2,589 a year, which is about 1.71% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Abbotsford?

For the median home with 20% down at 7.11%, the payment is about $1,094 a month. Keeping that under 28% of gross income takes about $46,900 a year.

More about Abbotsford

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data