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Buying a home in Ixonia, Wisconsin

The typical owner-occupied home in Ixonia is worth about $345,300, 30% above the Wisconsin median of $266,500 and 4% above the national median of $332,700. Owners pay a median $4,168 a year in property taxes, about 1.21% of their home's value, lower than the Wisconsin rate of 1.42%. The median household earns $93,359 a year, so the median home costs 3.7 times the median income (3.4 times for Wisconsin). 83% of occupied homes here are lived in by their owners, and 72% of those owners still have a mortgage.

Ixonia at a glance

Ixonia Wisconsin U.S.
Median home value $345,300 $266,500 $332,700
Median property tax paid per year $4,168 $3,792 $3,119
Property tax as a share of value 1.21% 1.42% 0.94%
Median household income $93,359 $77,485 $80,734
Homes lived in by their owners 83% 68% 65%
Owner homes with a mortgage 72% 61% 61%
Median monthly costs, owners with a mortgage $1,966 $1,689 $1,963
Those costs as a share of the owners' income 19.4% 19.5% 21.0%
Median rent $1,167 $1,087 $1,413
Rent as a share of renters' income 19.2% 27.2% 30.6%
Median year homes were built 2003 1975 1980
Vacant homes 0.0% 10.8% 10.1%
Population 2,684 5,914,872 334,922,499

What a typical home costs per month in Ixonia

At this week's average 30-year rate of 7.11%, buying the median Ixonia home of $345,300 with 20% down costs about $2,350 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,926, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $100,728 for the 20%-down payment. That payment is 30% of the median Ixonia household income of $93,359; at that income and 20% down, the 28% guideline points to a home of about $320,000.

The median rent here is $1,167 a month, so owning the median home costs about $1,183 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$69,060
Loan amount$276,240
Principal and interest$1,858
Property taxes (1.21% a year)$348
Homeowners insurance (our estimate, 0.5% a year)$144
PMI$0
Total per month$2,350

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3.5% down, 30-year FHA loan
Down payment$12,086
Loan amount$339,046
Principal and interest$2,281
Property taxes (1.21% a year)$348
Homeowners insurance (our estimate, 0.5% a year)$144
FHA mortgage insurance$153
Total per month$2,926

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Questions about home buying in Ixonia

What is the median home value in Ixonia?

About $345,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Ixonia?

Homeowners pay a median $4,168 a year, which is about 1.21% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Ixonia?

For the median home with 20% down at 7.11%, the payment is about $2,350 a month. Keeping that under 28% of gross income takes about $100,728 a year.

More about Ixonia

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data