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Buying a home in Mount Calvary, Wisconsin

The typical owner-occupied home in Mount Calvary is worth about $231,500, 13% below the Wisconsin median of $266,500 and 30% below the national median of $332,700. Owners pay a median $3,007 a year in property taxes, about 1.30% of their home's value, lower than the Wisconsin rate of 1.42%. The median household earns $82,212 a year, so the median home costs 2.8 times the median income (3.4 times for Wisconsin). 92% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.

Mount Calvary at a glance

Mount Calvary Wisconsin U.S.
Median home value $231,500 $266,500 $332,700
Median property tax paid per year $3,007 $3,792 $3,119
Property tax as a share of value 1.30% 1.42% 0.94%
Median household income $82,212 $77,485 $80,734
Homes lived in by their owners 92% 68% 65%
Owner homes with a mortgage 53% 61% 61%
Median monthly costs, owners with a mortgage $1,508 $1,689 $1,963
Those costs as a share of the owners' income 15.7% 19.5% 21.0%
Median rent $725 $1,087 $1,413
Rent as a share of renters' income 17.8% 27.2% 30.6%
Median year homes were built 1962 1975 1980
Vacant homes 3.2% 10.8% 10.1%
Population 642 5,914,872 334,922,499

What a typical home costs per month in Mount Calvary

At this week's average 30-year rate of 7.11%, buying the median Mount Calvary home of $231,500 with 20% down costs about $1,593 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,979, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $68,276 for the 20%-down payment. That payment is 23% of the median Mount Calvary household income of $82,212; at that income and 20% down, the 28% guideline points to a home of about $279,000.

The median rent here is $725 a month, so owning the median home costs about $868 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$46,300
Loan amount$185,200
Principal and interest$1,246
Property taxes (1.30% a year)$251
Homeowners insurance (our estimate, 0.5% a year)$96
PMI$0
Total per month$1,593

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3.5% down, 30-year FHA loan
Down payment$8,102
Loan amount$227,307
Principal and interest$1,529
Property taxes (1.30% a year)$251
Homeowners insurance (our estimate, 0.5% a year)$96
FHA mortgage insurance$102
Total per month$1,979

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Questions about home buying in Mount Calvary

What is the median home value in Mount Calvary?

About $231,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Mount Calvary?

Homeowners pay a median $3,007 a year, which is about 1.30% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Mount Calvary?

For the median home with 20% down at 7.11%, the payment is about $1,593 a month. Keeping that under 28% of gross income takes about $68,276 a year.

More about Mount Calvary

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data