The typical owner-occupied home in Downsville is worth about $200,000, 25% below the Wisconsin median of $266,500 and 40% below the national median of $332,700. Owners pay a median $3,400 a year in property taxes, about 1.70% of their home's value, higher than the Wisconsin rate of 1.42%. The median household earns $86,875 a year, so the median home costs 2.3 times the median income (3.4 times for Wisconsin). 96% of occupied homes here are lived in by their owners, and 86% of those owners still have a mortgage.
Downsville at a glance
| Downsville | Wisconsin | U.S. | |
|---|---|---|---|
| Median home value | $200,000 | $266,500 | $332,700 |
| Median property tax paid per year | $3,400 | $3,792 | $3,119 |
| Property tax as a share of value | 1.70% | 1.42% | 0.94% |
| Median household income | $86,875 | $77,485 | $80,734 |
| Homes lived in by their owners | 96% | 68% | 65% |
| Owner homes with a mortgage | 86% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,554 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 19.4% | 19.5% | 21.0% |
| Median rent | – | $1,087 | $1,413 |
| Median year homes were built | 1979 | 1975 | 1980 |
| Vacant homes | 6.0% | 10.8% | 10.1% |
| Population | 305 | 5,914,872 | 334,922,499 |
What a typical home costs per month in Downsville
At this week's average 30-year rate of 7.11%, buying the median Downsville home of $200,000 with 20% down costs about $1,443 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,776, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $61,843 for the 20%-down payment. That payment is 20% of the median Downsville household income of $86,875; at that income and 20% down, the 28% guideline points to a home of about $281,000.
| Down payment | $40,000 |
|---|---|
| Loan amount | $160,000 |
| Principal and interest | $1,076 |
| Property taxes (1.70% a year) | $283 |
| Homeowners insurance (our estimate, 0.5% a year) | $83 |
| PMI | $0 |
| Total per month | $1,443 |
Change the numbers in the calculator
| Down payment | $7,000 |
|---|---|
| Loan amount | $196,378 |
| Principal and interest | $1,321 |
| Property taxes (1.70% a year) | $283 |
| Homeowners insurance (our estimate, 0.5% a year) | $83 |
| FHA mortgage insurance | $88 |
| Total per month | $1,776 |
Change the numbers in the calculator
Questions about home buying in Downsville
What is the median home value in Downsville?
About $200,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Downsville?
Homeowners pay a median $3,400 a year, which is about 1.70% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Downsville?
For the median home with 20% down at 7.11%, the payment is about $1,443 a month. Keeping that under 28% of gross income takes about $61,843 a year.
More about Downsville
- Mortgage Refinance in Downsville
- Debt Relief in Downsville
- Home Equity Loans in Downsville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data