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Buying a home in Pardeeville, Wisconsin

The typical owner-occupied home in Pardeeville is worth about $230,400, 14% below the Wisconsin median of $266,500 and 31% below the national median of $332,700. Owners pay a median $3,063 a year in property taxes, about 1.33% of their home's value, lower than the Wisconsin rate of 1.42%. The median household earns $64,902 a year, so the median home costs 3.5 times the median income (3.4 times for Wisconsin). 65% of occupied homes here are lived in by their owners, and 67% of those owners still have a mortgage.

Pardeeville at a glance

Pardeeville Wisconsin U.S.
Median home value $230,400 $266,500 $332,700
Median property tax paid per year $3,063 $3,792 $3,119
Property tax as a share of value 1.33% 1.42% 0.94%
Median household income $64,902 $77,485 $80,734
Homes lived in by their owners 65% 68% 65%
Owner homes with a mortgage 67% 61% 61%
Median monthly costs, owners with a mortgage $1,406 $1,689 $1,963
Those costs as a share of the owners' income 19.4% 19.5% 21.0%
Median rent $926 $1,087 $1,413
Rent as a share of renters' income 22.3% 27.2% 30.6%
Median year homes were built 1967 1975 1980
Vacant homes 11.1% 10.8% 10.1%
Population 1,672 5,914,872 334,922,499

What a typical home costs per month in Pardeeville

At this week's average 30-year rate of 7.11%, buying the median Pardeeville home of $230,400 with 20% down costs about $1,591 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,975, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $68,198 for the 20%-down payment. That payment is 29% of the median Pardeeville household income of $64,902; at that income and 20% down, the 28% guideline points to a home of about $219,000.

The median rent here is $926 a month, so owning the median home costs about $665 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$46,080
Loan amount$184,320
Principal and interest$1,240
Property taxes (1.33% a year)$255
Homeowners insurance (our estimate, 0.5% a year)$96
PMI$0
Total per month$1,591

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3.5% down, 30-year FHA loan
Down payment$8,064
Loan amount$226,227
Principal and interest$1,522
Property taxes (1.33% a year)$255
Homeowners insurance (our estimate, 0.5% a year)$96
FHA mortgage insurance$102
Total per month$1,975

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Questions about home buying in Pardeeville

What is the median home value in Pardeeville?

About $230,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pardeeville?

Homeowners pay a median $3,063 a year, which is about 1.33% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pardeeville?

For the median home with 20% down at 7.11%, the payment is about $1,591 a month. Keeping that under 28% of gross income takes about $68,198 a year.

More about Pardeeville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data