Home / Home Buying by state / Wisconsin / Calumet County / Hilbert

Buying a home in Hilbert, Wisconsin

The typical owner-occupied home in Hilbert is worth about $167,300, 37% below the Wisconsin median of $266,500 and 50% below the national median of $332,700. Owners pay a median $3,184 a year in property taxes, about 1.90% of their home's value, higher than the Wisconsin rate of 1.42%. The median household earns $61,000 a year, so the median home costs 2.7 times the median income (3.4 times for Wisconsin). 73% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.

Hilbert at a glance

Hilbert Wisconsin U.S.
Median home value $167,300 $266,500 $332,700
Median property tax paid per year $3,184 $3,792 $3,119
Property tax as a share of value 1.90% 1.42% 0.94%
Median household income $61,000 $77,485 $80,734
Homes lived in by their owners 73% 68% 65%
Owner homes with a mortgage 51% 61% 61%
Median monthly costs, owners with a mortgage $1,263 $1,689 $1,963
Those costs as a share of the owners' income 17.9% 19.5% 21.0%
Median rent $1,059 $1,087 $1,413
Rent as a share of renters' income 35.7% 27.2% 30.6%
Median year homes were built 1975 1975 1980
Vacant homes 6.3% 10.8% 10.1%
Population 988 5,914,872 334,922,499

What a typical home costs per month in Hilbert

At this week's average 30-year rate of 7.11%, buying the median Hilbert home of $167,300 with 20% down costs about $1,235 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,514, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $52,926 for the 20%-down payment. That payment is 24% of the median Hilbert household income of $61,000; at that income and 20% down, the 28% guideline points to a home of about $193,000.

The median rent here is $1,059 a month, so owning the median home costs about $176 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$33,460
Loan amount$133,840
Principal and interest$900
Property taxes (1.90% a year)$265
Homeowners insurance (our estimate, 0.5% a year)$70
PMI$0
Total per month$1,235

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$5,856
Loan amount$164,270
Principal and interest$1,105
Property taxes (1.90% a year)$265
Homeowners insurance (our estimate, 0.5% a year)$70
FHA mortgage insurance$74
Total per month$1,514

Change the numbers in the calculator

Questions about home buying in Hilbert

What is the median home value in Hilbert?

About $167,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Hilbert?

Homeowners pay a median $3,184 a year, which is about 1.90% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Hilbert?

For the median home with 20% down at 7.11%, the payment is about $1,235 a month. Keeping that under 28% of gross income takes about $52,926 a year.

More about Hilbert

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data