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Buying a home in Webster, Wisconsin

The typical owner-occupied home in Webster is worth about $116,800, 56% below the Wisconsin median of $266,500 and 65% below the national median of $332,700. Owners pay a median $1,471 a year in property taxes, about 1.26% of their home's value, lower than the Wisconsin rate of 1.42%. The median household earns $35,089 a year, so the median home costs 3.3 times the median income (3.4 times for Wisconsin). 43% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.

Webster at a glance

Webster Wisconsin U.S.
Median home value $116,800 $266,500 $332,700
Median property tax paid per year $1,471 $3,792 $3,119
Property tax as a share of value 1.26% 1.42% 0.94%
Median household income $35,089 $77,485 $80,734
Homes lived in by their owners 43% 68% 65%
Owner homes with a mortgage 62% 61% 61%
Median monthly costs, owners with a mortgage $1,007 $1,689 $1,963
Those costs as a share of the owners' income 30.2% 19.5% 21.0%
Median rent $527 $1,087 $1,413
Rent as a share of renters' income 31.7% 27.2% 30.6%
Median year homes were built 1976 1975 1980
Vacant homes 26.9% 10.8% 10.1%
Population 575 5,914,872 334,922,499

What a typical home costs per month in Webster

At this week's average 30-year rate of 7.11%, buying the median Webster home of $116,800 with 20% down costs about $800 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $994, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $34,281 for the 20%-down payment. That payment is 27% of the median Webster household income of $35,089; at that income and 20% down, the 28% guideline points to a home of about $120,000.

The median rent here is $527 a month, so owning the median home costs about $273 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$23,360
Loan amount$93,440
Principal and interest$629
Property taxes (1.26% a year)$123
Homeowners insurance (our estimate, 0.5% a year)$49
PMI$0
Total per month$800

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3.5% down, 30-year FHA loan
Down payment$4,088
Loan amount$114,684
Principal and interest$771
Property taxes (1.26% a year)$123
Homeowners insurance (our estimate, 0.5% a year)$49
FHA mortgage insurance$52
Total per month$994

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Questions about home buying in Webster

What is the median home value in Webster?

About $116,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Webster?

Homeowners pay a median $1,471 a year, which is about 1.26% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Webster?

For the median home with 20% down at 7.11%, the payment is about $800 a month. Keeping that under 28% of gross income takes about $34,281 a year.

More about Webster

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data