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Buying a home in Arkdale, Wisconsin

The typical owner-occupied home in Arkdale is worth about $123,200, 54% below the Wisconsin median of $266,500 and 63% below the national median of $332,700. Owners pay a median $1,462 a year in property taxes, about 1.19% of their home's value, lower than the Wisconsin rate of 1.42%. The median household earns $70,417 a year, so the median home costs 1.7 times the median income (3.4 times for Wisconsin). 96% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.

Arkdale at a glance

Arkdale Wisconsin U.S.
Median home value $123,200 $266,500 $332,700
Median property tax paid per year $1,462 $3,792 $3,119
Property tax as a share of value 1.19% 1.42% 0.94%
Median household income $70,417 $77,485 $80,734
Homes lived in by their owners 96% 68% 65%
Owner homes with a mortgage 55% 61% 61%
Median monthly costs, owners with a mortgage $990 $1,689 $1,963
Those costs as a share of the owners' income 13.3% 19.5% 21.0%
Median rent – $1,087 $1,413
Median year homes were built 1978 1975 1980
Vacant homes 40.0% 10.8% 10.1%
Population 186 5,914,872 334,922,499

What a typical home costs per month in Arkdale

At this week's average 30-year rate of 7.11%, buying the median Arkdale home of $123,200 with 20% down costs about $837 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,042, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $35,851 for the 20%-down payment. That payment is 14% of the median Arkdale household income of $70,417; at that income and 20% down, the 28% guideline points to a home of about $242,000.

20% down, 30-year conventional loan
Down payment$24,640
Loan amount$98,560
Principal and interest$663
Property taxes (1.19% a year)$122
Homeowners insurance (our estimate, 0.5% a year)$51
PMI$0
Total per month$837

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3.5% down, 30-year FHA loan
Down payment$4,312
Loan amount$120,969
Principal and interest$814
Property taxes (1.19% a year)$122
Homeowners insurance (our estimate, 0.5% a year)$51
FHA mortgage insurance$54
Total per month$1,042

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Questions about home buying in Arkdale

What is the median home value in Arkdale?

About $123,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Arkdale?

Homeowners pay a median $1,462 a year, which is about 1.19% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Arkdale?

For the median home with 20% down at 7.11%, the payment is about $837 a month. Keeping that under 28% of gross income takes about $35,851 a year.

More about Arkdale

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data