The typical owner-occupied home in Stowe is worth about $353,400, 12% above the Vermont median of $316,600 and 6% above the national median of $332,700. Owners pay a median $5,914 a year in property taxes, about 1.67% of their home's value, higher than the Vermont rate of 1.59%. The median household earns $85,031 a year, so the median home costs 4.2 times the median income (3.9 times for Vermont). 66% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.
Stowe at a glance
| Stowe | Vermont | U.S. | |
|---|---|---|---|
| Median home value | $353,400 | $316,600 | $332,700 |
| Median property tax paid per year | $5,914 | $5,039 | $3,119 |
| Property tax as a share of value | 1.67% | 1.59% | 0.94% |
| Median household income | $85,031 | $81,203 | $80,734 |
| Homes lived in by their owners | 66% | 73% | 65% |
| Owner homes with a mortgage | 56% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,907 | $1,963 |
| Those costs as a share of the owners' income | 30.0% | 21.7% | 21.0% |
| Median rent | $1,904 | $1,234 | $1,413 |
| Rent as a share of renters' income | 20.6% | 29.4% | 30.6% |
| Median year homes were built | 1983 | 1976 | 1980 |
| Vacant homes | 13.0% | 19.4% | 10.1% |
| Population | 1,003 | 647,106 | 334,922,499 |
What a typical home costs per month in Stowe
At this week's average 30-year rate of 7.11%, buying the median Stowe home of $353,400 with 20% down costs about $2,541 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,130, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $108,898 for the 20%-down payment. That payment is 36% of the median Stowe household income of $85,031; at that income and 20% down, the 28% guideline points to a home of about $276,000.
The median rent here is $1,904 a month, so owning the median home costs about $637 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $70,680 |
|---|---|
| Loan amount | $282,720 |
| Principal and interest | $1,902 |
| Property taxes (1.67% a year) | $492 |
| Homeowners insurance (our estimate, 0.5% a year) | $147 |
| PMI | $0 |
| Total per month | $2,541 |
Change the numbers in the calculator
| Down payment | $12,369 |
|---|---|
| Loan amount | $346,999 |
| Principal and interest | $2,334 |
| Property taxes (1.67% a year) | $492 |
| Homeowners insurance (our estimate, 0.5% a year) | $147 |
| FHA mortgage insurance | $156 |
| Total per month | $3,130 |
Change the numbers in the calculator
Questions about home buying in Stowe
What is the median home value in Stowe?
About $353,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Stowe?
Homeowners pay a median $5,914 a year, which is about 1.67% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Stowe?
For the median home with 20% down at 7.11%, the payment is about $2,541 a month. Keeping that under 28% of gross income takes about $108,898 a year.
More about Stowe
- Mortgage Refinance in Stowe
- Debt Relief in Stowe
- Home Equity Loans in Stowe
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data