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Buying a home in Jeffersonville, Vermont

The typical owner-occupied home in Jeffersonville is worth about $319,600, about the same as the Vermont median of $316,600 and 4% below the national median of $332,700. Owners pay a median $3,796 a year in property taxes, about 1.19% of their home's value, lower than the Vermont rate of 1.59%. The median household earns $71,875 a year, so the median home costs 4.4 times the median income (3.9 times for Vermont). 31% of occupied homes here are lived in by their owners, and 78% of those owners still have a mortgage.

Jeffersonville at a glance

Jeffersonville Vermont U.S.
Median home value $319,600 $316,600 $332,700
Median property tax paid per year $3,796 $5,039 $3,119
Property tax as a share of value 1.19% 1.59% 0.94%
Median household income $71,875 $81,203 $80,734
Homes lived in by their owners 31% 73% 65%
Owner homes with a mortgage 78% 60% 61%
Median monthly costs, owners with a mortgage $1,918 $1,907 $1,963
Those costs as a share of the owners' income 20.0% 21.7% 21.0%
Median rent $1,264 $1,234 $1,413
Rent as a share of renters' income 32.3% 29.4% 30.6%
Median year homes were built 1979 1976 1980
Vacant homes 2.7% 19.4% 10.1%
Population 718 647,106 334,922,499

What a typical home costs per month in Jeffersonville

At this week's average 30-year rate of 7.11%, buying the median Jeffersonville home of $319,600 with 20% down costs about $2,170 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,702, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $93,003 for the 20%-down payment. That payment is 36% of the median Jeffersonville household income of $71,875; at that income and 20% down, the 28% guideline points to a home of about $247,000.

The median rent here is $1,264 a month, so owning the median home costs about $906 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$63,920
Loan amount$255,680
Principal and interest$1,720
Property taxes (1.19% a year)$317
Homeowners insurance (our estimate, 0.5% a year)$133
PMI$0
Total per month$2,170

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3.5% down, 30-year FHA loan
Down payment$11,186
Loan amount$313,811
Principal and interest$2,111
Property taxes (1.19% a year)$317
Homeowners insurance (our estimate, 0.5% a year)$133
FHA mortgage insurance$141
Total per month$2,702

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Questions about home buying in Jeffersonville

What is the median home value in Jeffersonville?

About $319,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Jeffersonville?

Homeowners pay a median $3,796 a year, which is about 1.19% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Jeffersonville?

For the median home with 20% down at 7.11%, the payment is about $2,170 a month. Keeping that under 28% of gross income takes about $93,003 a year.

More about Jeffersonville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data