The typical owner-occupied home in North Pownal is worth about $205,000, 35% below the Vermont median of $316,600 and 38% below the national median of $332,700. Owners pay a median $3,415 a year in property taxes, about 1.67% of their home's value, close to the Vermont rate of 1.59%. The median household earns $83,917 a year, so the median home costs 2.4 times the median income (3.9 times for Vermont). 93% of occupied homes here are lived in by their owners, and 27% of those owners still have a mortgage.
North Pownal at a glance
| North Pownal | Vermont | U.S. | |
|---|---|---|---|
| Median home value | $205,000 | $316,600 | $332,700 |
| Median property tax paid per year | $3,415 | $5,039 | $3,119 |
| Property tax as a share of value | 1.67% | 1.59% | 0.94% |
| Median household income | $83,917 | $81,203 | $80,734 |
| Homes lived in by their owners | 93% | 73% | 65% |
| Owner homes with a mortgage | 27% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,907 | $1,963 |
| Median rent | – | $1,234 | $1,413 |
| Median year homes were built | 1961 | 1976 | 1980 |
| Vacant homes | 0.0% | 19.4% | 10.1% |
| Population | 308 | 647,106 | 334,922,499 |
What a typical home costs per month in North Pownal
At this week's average 30-year rate of 7.11%, buying the median North Pownal home of $205,000 with 20% down costs about $1,474 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,815, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $63,169 for the 20%-down payment. That payment is 21% of the median North Pownal household income of $83,917; at that income and 20% down, the 28% guideline points to a home of about $272,000.
| Down payment | $41,000 |
|---|---|
| Loan amount | $164,000 |
| Principal and interest | $1,103 |
| Property taxes (1.67% a year) | $285 |
| Homeowners insurance (our estimate, 0.5% a year) | $85 |
| PMI | $0 |
| Total per month | $1,474 |
Change the numbers in the calculator
| Down payment | $7,175 |
|---|---|
| Loan amount | $201,287 |
| Principal and interest | $1,354 |
| Property taxes (1.67% a year) | $285 |
| Homeowners insurance (our estimate, 0.5% a year) | $85 |
| FHA mortgage insurance | $91 |
| Total per month | $1,815 |
Change the numbers in the calculator
Questions about home buying in North Pownal
What is the median home value in North Pownal?
About $205,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in North Pownal?
Homeowners pay a median $3,415 a year, which is about 1.67% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in North Pownal?
For the median home with 20% down at 7.11%, the payment is about $1,474 a month. Keeping that under 28% of gross income takes about $63,169 a year.
More about North Pownal
- Mortgage Refinance in North Pownal
- Debt Relief in North Pownal
- Home Equity Loans in North Pownal
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data