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Buying a home in Dupree, South Dakota

The typical owner-occupied home in Dupree is worth about $66,200, 74% below the South Dakota median of $257,400 and 80% below the national median of $332,700. Owners pay a median $571 a year in property taxes, about 0.86% of their home's value, lower than the South Dakota rate of 1.06%. The median household earns $53,958 a year, so the median home costs 1.2 times the median income (3.4 times for South Dakota). 53% of occupied homes here are lived in by their owners, and 20% of those owners still have a mortgage.

Dupree at a glance

Dupree South Dakota U.S.
Median home value $66,200 $257,400 $332,700
Median property tax paid per year $571 $2,724 $3,119
Property tax as a share of value 0.86% 1.06% 0.94%
Median household income $53,958 $75,081 $80,734
Homes lived in by their owners 53% 69% 65%
Owner homes with a mortgage 20% 54% 61%
Median monthly costs, owners with a mortgage $1,143 $1,680 $1,963
Those costs as a share of the owners' income 14.1% 20.4% 21.0%
Median rent $683 $946 $1,413
Rent as a share of renters' income 21.5% 25.9% 30.6%
Median year homes were built 1980 1980 1980
Vacant homes 15.8% 10.5% 10.1%
Population 557 907,428 334,922,499

What a typical home costs per month in Dupree

At this week's average 30-year rate of 7.11%, buying the median Dupree home of $66,200 with 20% down costs about $431 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $542, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $18,484 for the 20%-down payment. That payment is 10% of the median Dupree household income of $53,958; at that income and 20% down, the 28% guideline points to a home of about $193,000.

The median rent here is $683 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$13,240
Loan amount$52,960
Principal and interest$356
Property taxes (0.86% a year)$47
Homeowners insurance (our estimate, 0.5% a year)$28
PMI$0
Total per month$431

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3.5% down, 30-year FHA loan
Down payment$2,317
Loan amount$65,001
Principal and interest$437
Property taxes (0.86% a year)$47
Homeowners insurance (our estimate, 0.5% a year)$28
FHA mortgage insurance$29
Total per month$542

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Questions about home buying in Dupree

What is the median home value in Dupree?

About $66,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Dupree?

Homeowners pay a median $571 a year, which is about 0.86% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Dupree?

For the median home with 20% down at 7.11%, the payment is about $431 a month. Keeping that under 28% of gross income takes about $18,484 a year.

More about Dupree

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data