The typical owner-occupied home in Brule County is worth about $216,800, 16% below the South Dakota median of $257,400 and 35% below the national median of $332,700. Owners pay a median $2,071 a year in property taxes, about 0.96% of their home's value, lower than the South Dakota rate of 1.06%. The median household earns $73,720 a year, so the median home costs 2.9 times the median income (3.4 times for South Dakota). 76% of occupied homes here are lived in by their owners, and 34% of those owners still have a mortgage.
Brule County at a glance
| Brule County | South Dakota | U.S. | |
|---|---|---|---|
| Median home value | $216,800 | $257,400 | $332,700 |
| Median property tax paid per year | $2,071 | $2,724 | $3,119 |
| Property tax as a share of value | 0.96% | 1.06% | 0.94% |
| Median household income | $73,720 | $75,081 | $80,734 |
| Homes lived in by their owners | 76% | 69% | 65% |
| Owner homes with a mortgage | 34% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $1,450 | $1,680 | $1,963 |
| Those costs as a share of the owners' income | 21.5% | 20.4% | 21.0% |
| Median rent | $835 | $946 | $1,413 |
| Rent as a share of renters' income | 23.7% | 25.9% | 30.6% |
| Median year homes were built | 1971 | 1980 | 1980 |
| Vacant homes | 17.4% | 10.5% | 10.1% |
| Population | 5,283 | 907,428 | 334,922,499 |
What a typical home costs per month in Brule County
At this week's average 30-year rate of 7.11%, buying the median Brule County home of $216,800 with 20% down costs about $1,431 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,792, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $61,308 for the 20%-down payment. That payment is 23% of the median Brule County household income of $73,720; at that income and 20% down, the 28% guideline points to a home of about $261,000.
The median rent here is $835 a month, so owning the median home costs about $596 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $43,360 |
|---|---|
| Loan amount | $173,440 |
| Principal and interest | $1,167 |
| Property taxes (0.96% a year) | $173 |
| Homeowners insurance (our estimate, 0.5% a year) | $90 |
| PMI | $0 |
| Total per month | $1,431 |
Change the numbers in the calculator
| Down payment | $7,588 |
|---|---|
| Loan amount | $212,873 |
| Principal and interest | $1,432 |
| Property taxes (0.96% a year) | $173 |
| Homeowners insurance (our estimate, 0.5% a year) | $90 |
| FHA mortgage insurance | $96 |
| Total per month | $1,792 |
Change the numbers in the calculator
Questions about home buying in Brule County
What is the median home value in Brule County?
About $216,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Brule County?
Homeowners pay a median $2,071 a year, which is about 0.96% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Brule County?
For the median home with 20% down at 7.11%, the payment is about $1,431 a month. Keeping that under 28% of gross income takes about $61,308 a year.
More about Brule County
- Mortgage Refinance in Brule County
- Debt Relief in Brule County
- Home Equity Loans in Brule County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data