The typical owner-occupied home in Turner County is worth about $222,900, 13% below the South Dakota median of $257,400 and 33% below the national median of $332,700. Owners pay a median $2,181 a year in property taxes, about 0.98% of their home's value, lower than the South Dakota rate of 1.06%. The median household earns $75,771 a year, so the median home costs 2.9 times the median income (3.4 times for South Dakota). 79% of occupied homes here are lived in by their owners, and 53% of those owners still have a mortgage.
Turner County at a glance
| Turner County | South Dakota | U.S. | |
|---|---|---|---|
| Median home value | $222,900 | $257,400 | $332,700 |
| Median property tax paid per year | $2,181 | $2,724 | $3,119 |
| Property tax as a share of value | 0.98% | 1.06% | 0.94% |
| Median household income | $75,771 | $75,081 | $80,734 |
| Homes lived in by their owners | 79% | 69% | 65% |
| Owner homes with a mortgage | 53% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $1,553 | $1,680 | $1,963 |
| Those costs as a share of the owners' income | 19.0% | 20.4% | 21.0% |
| Median rent | $742 | $946 | $1,413 |
| Rent as a share of renters' income | 22.8% | 25.9% | 30.6% |
| Median year homes were built | 1962 | 1980 | 1980 |
| Vacant homes | 8.8% | 10.5% | 10.1% |
| Population | 8,882 | 907,428 | 334,922,499 |
What a typical home costs per month in Turner County
At this week's average 30-year rate of 7.11%, buying the median Turner County home of $222,900 with 20% down costs about $1,474 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,846, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $63,192 for the 20%-down payment. That payment is 23% of the median Turner County household income of $75,771; at that income and 20% down, the 28% guideline points to a home of about $267,000.
The median rent here is $742 a month, so owning the median home costs about $732 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $44,580 |
|---|---|
| Loan amount | $178,320 |
| Principal and interest | $1,200 |
| Property taxes (0.98% a year) | $182 |
| Homeowners insurance (our estimate, 0.5% a year) | $93 |
| PMI | $0 |
| Total per month | $1,474 |
Change the numbers in the calculator
| Down payment | $7,802 |
|---|---|
| Loan amount | $218,863 |
| Principal and interest | $1,472 |
| Property taxes (0.98% a year) | $182 |
| Homeowners insurance (our estimate, 0.5% a year) | $93 |
| FHA mortgage insurance | $99 |
| Total per month | $1,846 |
Change the numbers in the calculator
Questions about home buying in Turner County
What is the median home value in Turner County?
About $222,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Turner County?
Homeowners pay a median $2,181 a year, which is about 0.98% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Turner County?
For the median home with 20% down at 7.11%, the payment is about $1,474 a month. Keeping that under 28% of gross income takes about $63,192 a year.
More about Turner County
- Mortgage Refinance in Turner County
- Debt Relief in Turner County
- Home Equity Loans in Turner County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data