The typical owner-occupied home in Agar is worth about $114,200, 56% below the South Dakota median of $257,400 and 66% below the national median of $332,700. 69% of occupied homes here are lived in by their owners, and 14% of those owners still have a mortgage.
Agar at a glance
| Agar | South Dakota | U.S. | |
|---|---|---|---|
| Median home value | $114,200 | $257,400 | $332,700 |
| Median property tax paid per year | – | $2,724 | $3,119 |
| Median household income | – | $75,081 | $80,734 |
| Homes lived in by their owners | 69% | 69% | 65% |
| Owner homes with a mortgage | 14% | 54% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,680 | $1,963 |
| Those costs as a share of the owners' income | 21.9% | 20.4% | 21.0% |
| Median rent | – | $946 | $1,413 |
| Rent as a share of renters' income | 9.0% | 25.9% | 30.6% |
| Median year homes were built | 1987 | 1980 | 1980 |
| Vacant homes | 26.1% | 10.5% | 10.1% |
| Population | 81 | 907,428 | 334,922,499 |
What a typical home costs per month in Agar
At this week's average 30-year rate of 7.11%, buying the median Agar home of $114,200 with 20% down costs about $767 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $957, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,865 for the 20%-down payment.
| Down payment | $22,840 |
|---|---|
| Loan amount | $91,360 |
| Principal and interest | $615 |
| Property taxes (1.10% a year) | $105 |
| Homeowners insurance (our estimate, 0.5% a year) | $48 |
| PMI | $0 |
| Total per month | $767 |
Change the numbers in the calculator
| Down payment | $3,997 |
|---|---|
| Loan amount | $112,132 |
| Principal and interest | $754 |
| Property taxes (1.10% a year) | $105 |
| Homeowners insurance (our estimate, 0.5% a year) | $48 |
| FHA mortgage insurance | $51 |
| Total per month | $957 |
Change the numbers in the calculator
Questions about home buying in Agar
What is the median home value in Agar?
About $114,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Agar?
For the median home with 20% down at 7.11%, the payment is about $767 a month. Keeping that under 28% of gross income takes about $32,865 a year.
More about Agar
- Mortgage Refinance in Agar
- Debt Relief in Agar
- Home Equity Loans in Agar
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data