The typical owner-occupied home in Conde is worth about $51,000, 80% below the South Dakota median of $257,400 and 85% below the national median of $332,700. Owners pay a median $1,047 a year in property taxes, about 2.05% of their home's value, higher than the South Dakota rate of 1.06%. The median household earns $73,571 a year, so the median home costs 0.7 times the median income (3.4 times for South Dakota). 99% of occupied homes here are lived in by their owners, and 24% of those owners still have a mortgage.
Conde at a glance
| Conde | South Dakota | U.S. | |
|---|---|---|---|
| Median home value | $51,000 | $257,400 | $332,700 |
| Median property tax paid per year | $1,047 | $2,724 | $3,119 |
| Property tax as a share of value | 2.05% | 1.06% | 0.94% |
| Median household income | $73,571 | $75,081 | $80,734 |
| Homes lived in by their owners | 99% | 69% | 65% |
| Owner homes with a mortgage | 24% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $1,125 | $1,680 | $1,963 |
| Those costs as a share of the owners' income | 14.4% | 20.4% | 21.0% |
| Median rent | – | $946 | $1,413 |
| Median year homes were built | 1938 | 1980 | 1980 |
| Vacant homes | 26.9% | 10.5% | 10.1% |
| Population | 128 | 907,428 | 334,922,499 |
What a typical home costs per month in Conde
At this week's average 30-year rate of 7.11%, buying the median Conde home of $51,000 with 20% down costs about $383 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $468, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,407 for the 20%-down payment. That payment is 6% of the median Conde household income of $73,571; at that income and 20% down, the 28% guideline points to a home of about $229,000.
| Down payment | $10,200 |
|---|---|
| Loan amount | $40,800 |
| Principal and interest | $274 |
| Property taxes (2.05% a year) | $87 |
| Homeowners insurance (our estimate, 0.5% a year) | $21 |
| PMI | $0 |
| Total per month | $383 |
Change the numbers in the calculator
| Down payment | $1,785 |
|---|---|
| Loan amount | $50,076 |
| Principal and interest | $337 |
| Property taxes (2.05% a year) | $87 |
| Homeowners insurance (our estimate, 0.5% a year) | $21 |
| FHA mortgage insurance | $23 |
| Total per month | $468 |
Change the numbers in the calculator
Questions about home buying in Conde
What is the median home value in Conde?
About $51,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Conde?
Homeowners pay a median $1,047 a year, which is about 2.05% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Conde?
For the median home with 20% down at 7.11%, the payment is about $383 a month. Keeping that under 28% of gross income takes about $16,407 a year.
More about Conde
- Mortgage Refinance in Conde
- Debt Relief in Conde
- Home Equity Loans in Conde
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
