The typical owner-occupied home in Crooks is worth about $295,400, 15% above the South Dakota median of $257,400 and 11% below the national median of $332,700. Owners pay a median $3,078 a year in property taxes, about 1.04% of their home's value, close to the South Dakota rate of 1.06%. The median household earns $98,984 a year, so the median home costs 3.0 times the median income (3.4 times for South Dakota). 83% of occupied homes here are lived in by their owners, and 74% of those owners still have a mortgage.
Crooks at a glance
| Crooks | South Dakota | U.S. | |
|---|---|---|---|
| Median home value | $295,400 | $257,400 | $332,700 |
| Median property tax paid per year | $3,078 | $2,724 | $3,119 |
| Property tax as a share of value | 1.04% | 1.06% | 0.94% |
| Median household income | $98,984 | $75,081 | $80,734 |
| Homes lived in by their owners | 83% | 69% | 65% |
| Owner homes with a mortgage | 74% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $1,867 | $1,680 | $1,963 |
| Those costs as a share of the owners' income | 19.4% | 20.4% | 21.0% |
| Median rent | $1,135 | $946 | $1,413 |
| Rent as a share of renters' income | 31.3% | 25.9% | 30.6% |
| Median year homes were built | 1991 | 1980 | 1980 |
| Vacant homes | 0.0% | 10.5% | 10.1% |
| Population | 1,268 | 907,428 | 334,922,499 |
What a typical home costs per month in Crooks
At this week's average 30-year rate of 7.11%, buying the median Crooks home of $295,400 with 20% down costs about $1,969 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,461, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $84,379 for the 20%-down payment. That payment is 24% of the median Crooks household income of $98,984; at that income and 20% down, the 28% guideline points to a home of about $347,000.
The median rent here is $1,135 a month, so owning the median home costs about $834 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $59,080 |
|---|---|
| Loan amount | $236,320 |
| Principal and interest | $1,590 |
| Property taxes (1.04% a year) | $256 |
| Homeowners insurance (our estimate, 0.5% a year) | $123 |
| PMI | $0 |
| Total per month | $1,969 |
Change the numbers in the calculator
| Down payment | $10,339 |
|---|---|
| Loan amount | $290,050 |
| Principal and interest | $1,951 |
| Property taxes (1.04% a year) | $256 |
| Homeowners insurance (our estimate, 0.5% a year) | $123 |
| FHA mortgage insurance | $131 |
| Total per month | $2,461 |
Change the numbers in the calculator
Questions about home buying in Crooks
What is the median home value in Crooks?
About $295,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Crooks?
Homeowners pay a median $3,078 a year, which is about 1.04% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Crooks?
For the median home with 20% down at 7.11%, the payment is about $1,969 a month. Keeping that under 28% of gross income takes about $84,379 a year.
More about Crooks
- Mortgage Refinance in Crooks
- Debt Relief in Crooks
- Home Equity Loans in Crooks
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data