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Buying a home in Wentworth, South Dakota

The typical owner-occupied home in Wentworth is worth about $83,300, 68% below the South Dakota median of $257,400 and 75% below the national median of $332,700. Owners pay a median $1,083 a year in property taxes, about 1.30% of their home's value, higher than the South Dakota rate of 1.06%. The median household earns $62,188 a year, so the median home costs 1.3 times the median income (3.4 times for South Dakota). 83% of occupied homes here are lived in by their owners, and 44% of those owners still have a mortgage.

Wentworth at a glance

Wentworth South Dakota U.S.
Median home value $83,300 $257,400 $332,700
Median property tax paid per year $1,083 $2,724 $3,119
Property tax as a share of value 1.30% 1.06% 0.94%
Median household income $62,188 $75,081 $80,734
Homes lived in by their owners 83% 69% 65%
Owner homes with a mortgage 44% 54% 61%
Median monthly costs, owners with a mortgage $1,175 $1,680 $1,963
Those costs as a share of the owners' income 14.5% 20.4% 21.0%
Median rent $808 $946 $1,413
Rent as a share of renters' income 13.8% 25.9% 30.6%
Median year homes were built 1938 1980 1980
Vacant homes 14.9% 10.5% 10.1%
Population 138 907,428 334,922,499

What a typical home costs per month in Wentworth

At this week's average 30-year rate of 7.11%, buying the median Wentworth home of $83,300 with 20% down costs about $573 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $712, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,567 for the 20%-down payment. That payment is 11% of the median Wentworth household income of $62,188; at that income and 20% down, the 28% guideline points to a home of about $211,000.

The median rent here is $808 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$16,660
Loan amount$66,640
Principal and interest$448
Property taxes (1.30% a year)$90
Homeowners insurance (our estimate, 0.5% a year)$35
PMI$0
Total per month$573

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3.5% down, 30-year FHA loan
Down payment$2,916
Loan amount$81,791
Principal and interest$550
Property taxes (1.30% a year)$90
Homeowners insurance (our estimate, 0.5% a year)$35
FHA mortgage insurance$37
Total per month$712

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Questions about home buying in Wentworth

What is the median home value in Wentworth?

About $83,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Wentworth?

Homeowners pay a median $1,083 a year, which is about 1.30% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Wentworth?

For the median home with 20% down at 7.11%, the payment is about $573 a month. Keeping that under 28% of gross income takes about $24,567 a year.

More about Wentworth

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data