The typical owner-occupied home in Orient is worth about $49,300, 81% below the South Dakota median of $257,400 and 85% below the national median of $332,700. Owners pay a median $199 a year in property taxes, about 0.40% of their home's value, lower than the South Dakota rate of 1.06%. The median household earns $40,556 a year, so the median home costs 1.2 times the median income (3.4 times for South Dakota). 69% of occupied homes here are lived in by their owners, and 18% of those owners still have a mortgage.
Orient at a glance
| Orient | South Dakota | U.S. | |
|---|---|---|---|
| Median home value | $49,300 | $257,400 | $332,700 |
| Median property tax paid per year | $199 | $2,724 | $3,119 |
| Property tax as a share of value | 0.40% | 1.06% | 0.94% |
| Median household income | $40,556 | $75,081 | $80,734 |
| Homes lived in by their owners | 69% | 69% | 65% |
| Owner homes with a mortgage | 18% | 54% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,680 | $1,963 |
| Median rent | – | $946 | $1,413 |
| Median year homes were built | 1938 | 1980 | 1980 |
| Vacant homes | 14.3% | 10.5% | 10.1% |
| Population | 91 | 907,428 | 334,922,499 |
What a typical home costs per month in Orient
At this week's average 30-year rate of 7.11%, buying the median Orient home of $49,300 with 20% down costs about $302 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $384, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $12,956 for the 20%-down payment. That payment is 9% of the median Orient household income of $40,556; at that income and 20% down, the 28% guideline points to a home of about $154,000.
| Down payment | $9,860 |
|---|---|
| Loan amount | $39,440 |
| Principal and interest | $265 |
| Property taxes (0.40% a year) | $16 |
| Homeowners insurance (our estimate, 0.5% a year) | $21 |
| PMI | $0 |
| Total per month | $302 |
Change the numbers in the calculator
| Down payment | $1,726 |
|---|---|
| Loan amount | $48,407 |
| Principal and interest | $326 |
| Property taxes (0.40% a year) | $16 |
| Homeowners insurance (our estimate, 0.5% a year) | $21 |
| FHA mortgage insurance | $22 |
| Total per month | $384 |
Change the numbers in the calculator
Questions about home buying in Orient
What is the median home value in Orient?
About $49,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Orient?
Homeowners pay a median $199 a year, which is about 0.40% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Orient?
For the median home with 20% down at 7.11%, the payment is about $302 a month. Keeping that under 28% of gross income takes about $12,956 a year.
More about Orient
- Mortgage Refinance in Orient
- Debt Relief in Orient
- Home Equity Loans in Orient
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data