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Buying a home in Twin Brooks, South Dakota

The typical owner-occupied home in Twin Brooks is worth about $75,800, 71% below the South Dakota median of $257,400 and 77% below the national median of $332,700. Owners pay a median $1,125 a year in property taxes, about 1.48% of their home's value, higher than the South Dakota rate of 1.06%. 88% of occupied homes here are lived in by their owners, and 13% of those owners still have a mortgage.

Twin Brooks at a glance

Twin Brooks South Dakota U.S.
Median home value $75,800 $257,400 $332,700
Median property tax paid per year $1,125 $2,724 $3,119
Property tax as a share of value 1.48% 1.06% 0.94%
Median household income – $75,081 $80,734
Homes lived in by their owners 88% 69% 65%
Owner homes with a mortgage 13% 54% 61%
Median monthly costs, owners with a mortgage – $1,680 $1,963
Median rent – $946 $1,413
Median year homes were built 1966 1980 1980
Vacant homes 19.0% 10.5% 10.1%
Population 29 907,428 334,922,499

What a typical home costs per month in Twin Brooks

At this week's average 30-year rate of 7.11%, buying the median Twin Brooks home of $75,800 with 20% down costs about $533 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $659, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $22,843 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$15,160
Loan amount$60,640
Principal and interest$408
Property taxes (1.48% a year)$93
Homeowners insurance (our estimate, 0.5% a year)$32
PMI$0
Total per month$533

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3.5% down, 30-year FHA loan
Down payment$2,653
Loan amount$74,427
Principal and interest$501
Property taxes (1.48% a year)$93
Homeowners insurance (our estimate, 0.5% a year)$32
FHA mortgage insurance$34
Total per month$659

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Questions about home buying in Twin Brooks

What is the median home value in Twin Brooks?

About $75,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Twin Brooks?

Homeowners pay a median $1,125 a year, which is about 1.48% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Twin Brooks?

For the median home with 20% down at 7.11%, the payment is about $533 a month. Keeping that under 28% of gross income takes about $22,843 a year.

More about Twin Brooks

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data