The typical owner-occupied home in Astoria is worth about $117,000, 55% below the South Dakota median of $257,400 and 65% below the national median of $332,700. Owners pay a median $941 a year in property taxes, about 0.80% of their home's value, lower than the South Dakota rate of 1.06%. The median household earns $38,750 a year, so the median home costs 3.0 times the median income (3.4 times for South Dakota). 80% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.
Astoria at a glance
| Astoria | South Dakota | U.S. | |
|---|---|---|---|
| Median home value | $117,000 | $257,400 | $332,700 |
| Median property tax paid per year | $941 | $2,724 | $3,119 |
| Property tax as a share of value | 0.80% | 1.06% | 0.94% |
| Median household income | $38,750 | $75,081 | $80,734 |
| Homes lived in by their owners | 80% | 69% | 65% |
| Owner homes with a mortgage | 41% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $817 | $1,680 | $1,963 |
| Those costs as a share of the owners' income | 11.5% | 20.4% | 21.0% |
| Median rent | – | $946 | $1,413 |
| Median year homes were built | 1943 | 1980 | 1980 |
| Vacant homes | 26.9% | 10.5% | 10.1% |
| Population | 142 | 907,428 | 334,922,499 |
What a typical home costs per month in Astoria
At this week's average 30-year rate of 7.11%, buying the median Astoria home of $117,000 with 20% down costs about $756 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $951, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,417 for the 20%-down payment. That payment is 23% of the median Astoria household income of $38,750; at that income and 20% down, the 28% guideline points to a home of about $140,000.
| Down payment | $23,400 |
|---|---|
| Loan amount | $93,600 |
| Principal and interest | $630 |
| Property taxes (0.80% a year) | $78 |
| Homeowners insurance (our estimate, 0.5% a year) | $49 |
| PMI | $0 |
| Total per month | $756 |
Change the numbers in the calculator
| Down payment | $4,095 |
|---|---|
| Loan amount | $114,881 |
| Principal and interest | $773 |
| Property taxes (0.80% a year) | $78 |
| Homeowners insurance (our estimate, 0.5% a year) | $49 |
| FHA mortgage insurance | $52 |
| Total per month | $951 |
Change the numbers in the calculator
Questions about home buying in Astoria
What is the median home value in Astoria?
About $117,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Astoria?
Homeowners pay a median $941 a year, which is about 0.80% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Astoria?
For the median home with 20% down at 7.11%, the payment is about $756 a month. Keeping that under 28% of gross income takes about $32,417 a year.
More about Astoria
- Mortgage Refinance in Astoria
- Debt Relief in Astoria
- Home Equity Loans in Astoria
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data