The typical owner-occupied home in Catawba is worth about $216,200, 17% below the South Carolina median of $259,000 and 35% below the national median of $332,700. Owners pay a median $992 a year in property taxes, about 0.46% of their home's value, lower than the South Carolina rate of 0.48%. The median household earns $59,632 a year, so the median home costs 3.6 times the median income (3.7 times for South Carolina). 63% of occupied homes here are lived in by their owners, and 76% of those owners still have a mortgage.
Catawba at a glance
| Catawba | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $216,200 | $259,000 | $332,700 |
| Median property tax paid per year | $992 | $1,251 | $3,119 |
| Property tax as a share of value | 0.46% | 0.48% | 0.94% |
| Median household income | $59,632 | $69,324 | $80,734 |
| Homes lived in by their owners | 63% | 72% | 65% |
| Owner homes with a mortgage | 76% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,338 | $1,529 | $1,963 |
| Those costs as a share of the owners' income | 25.8% | 19.7% | 21.0% |
| Median rent | – | $1,180 | $1,413 |
| Rent as a share of renters' income | 19.7% | 31.1% | 30.6% |
| Median year homes were built | 1993 | 1992 | 1980 |
| Vacant homes | 12.3% | 13.3% | 10.1% |
| Population | 1,071 | 5,296,225 | 334,922,499 |
What a typical home costs per month in Catawba
At this week's average 30-year rate of 7.11%, buying the median Catawba home of $216,200 with 20% down costs about $1,336 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,697, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $57,277 for the 20%-down payment. That payment is 27% of the median Catawba household income of $59,632; at that income and 20% down, the 28% guideline points to a home of about $225,000.
| Down payment | $43,240 |
|---|---|
| Loan amount | $172,960 |
| Principal and interest | $1,164 |
| Property taxes (0.46% a year) | $83 |
| Homeowners insurance (our estimate, 0.5% a year) | $90 |
| PMI | $0 |
| Total per month | $1,336 |
Change the numbers in the calculator
| Down payment | $7,567 |
|---|---|
| Loan amount | $212,284 |
| Principal and interest | $1,428 |
| Property taxes (0.46% a year) | $83 |
| Homeowners insurance (our estimate, 0.5% a year) | $90 |
| FHA mortgage insurance | $96 |
| Total per month | $1,697 |
Change the numbers in the calculator
Questions about home buying in Catawba
What is the median home value in Catawba?
About $216,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Catawba?
Homeowners pay a median $992 a year, which is about 0.46% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Catawba?
For the median home with 20% down at 7.11%, the payment is about $1,336 a month. Keeping that under 28% of gross income takes about $57,277 a year.
More about Catawba
- Mortgage Refinance in Catawba
- Debt Relief in Catawba
- Home Equity Loans in Catawba
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data