Home / Home Buying by state / South Carolina / Richland County / Blythewood

Buying a home in Blythewood, South Carolina

The typical owner-occupied home in Blythewood is worth about $384,600, 48% above the South Carolina median of $259,000 and 16% above the national median of $332,700. Owners pay a median $3,199 a year in property taxes, about 0.83% of their home's value, higher than the South Carolina rate of 0.48%. The median household earns $94,167 a year, so the median home costs 4.1 times the median income (3.7 times for South Carolina). 82% of occupied homes here are lived in by their owners, and 77% of those owners still have a mortgage.

Blythewood at a glance

Blythewood South Carolina U.S.
Median home value $384,600 $259,000 $332,700
Median property tax paid per year $3,199 $1,251 $3,119
Property tax as a share of value 0.83% 0.48% 0.94%
Median household income $94,167 $69,324 $80,734
Homes lived in by their owners 82% 72% 65%
Owner homes with a mortgage 77% 57% 61%
Median monthly costs, owners with a mortgage $2,421 $1,529 $1,963
Those costs as a share of the owners' income 22.4% 19.7% 21.0%
Median rent $1,107 $1,180 $1,413
Rent as a share of renters' income 24.8% 31.1% 30.6%
Median year homes were built 2010 1992 1980
Vacant homes 2.3% 13.3% 10.1%
Population 5,731 5,296,225 334,922,499

What a typical home costs per month in Blythewood

At this week's average 30-year rate of 7.11%, buying the median Blythewood home of $384,600 with 20% down costs about $2,496 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,137, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $106,974 for the 20%-down payment. That payment is 32% of the median Blythewood household income of $94,167; at that income and 20% down, the 28% guideline points to a home of about $339,000.

The median rent here is $1,107 a month, so owning the median home costs about $1,389 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$76,920
Loan amount$307,680
Principal and interest$2,070
Property taxes (0.83% a year)$266
Homeowners insurance (our estimate, 0.5% a year)$160
PMI$0
Total per month$2,496

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$13,461
Loan amount$377,634
Principal and interest$2,540
Property taxes (0.83% a year)$266
Homeowners insurance (our estimate, 0.5% a year)$160
FHA mortgage insurance$170
Total per month$3,137

Change the numbers in the calculator

Questions about home buying in Blythewood

What is the median home value in Blythewood?

About $384,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Blythewood?

Homeowners pay a median $3,199 a year, which is about 0.83% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Blythewood?

For the median home with 20% down at 7.11%, the payment is about $2,496 a month. Keeping that under 28% of gross income takes about $106,974 a year.

More about Blythewood

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data