The typical owner-occupied home in Fair Play is worth about $222,500, 14% below the South Carolina median of $259,000 and 33% below the national median of $332,700. The median household earns $82,083 a year, so the median home costs 2.7 times the median income (3.7 times for South Carolina). 84% of occupied homes here are lived in by their owners, and 29% of those owners still have a mortgage.
Fair Play at a glance
| Fair Play | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $222,500 | $259,000 | $332,700 |
| Median property tax paid per year | – | $1,251 | $3,119 |
| Median household income | $82,083 | $69,324 | $80,734 |
| Homes lived in by their owners | 84% | 72% | 65% |
| Owner homes with a mortgage | 29% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,192 | $1,529 | $1,963 |
| Those costs as a share of the owners' income | 13.8% | 19.7% | 21.0% |
| Median rent | – | $1,180 | $1,413 |
| Median year homes were built | 1998 | 1992 | 1980 |
| Vacant homes | 26.8% | 13.3% | 10.1% |
| Population | 757 | 5,296,225 | 334,922,499 |
What a typical home costs per month in Fair Play
At this week's average 30-year rate of 7.11%, buying the median Fair Play home of $222,500 with 20% down costs about $1,494 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,865, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $64,032 for the 20%-down payment. That payment is 22% of the median Fair Play household income of $82,083; at that income and 20% down, the 28% guideline points to a home of about $285,000.
| Down payment | $44,500 |
|---|---|
| Loan amount | $178,000 |
| Principal and interest | $1,197 |
| Property taxes (1.10% a year) | $204 |
| Homeowners insurance (our estimate, 0.5% a year) | $93 |
| PMI | $0 |
| Total per month | $1,494 |
Change the numbers in the calculator
| Down payment | $7,788 |
|---|---|
| Loan amount | $218,470 |
| Principal and interest | $1,470 |
| Property taxes (1.10% a year) | $204 |
| Homeowners insurance (our estimate, 0.5% a year) | $93 |
| FHA mortgage insurance | $98 |
| Total per month | $1,865 |
Change the numbers in the calculator
Questions about home buying in Fair Play
What is the median home value in Fair Play?
About $222,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Fair Play?
For the median home with 20% down at 7.11%, the payment is about $1,494 a month. Keeping that under 28% of gross income takes about $64,032 a year.
More about Fair Play
- Mortgage Refinance in Fair Play
- Debt Relief in Fair Play
- Home Equity Loans in Fair Play
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data