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Buying a home in Clinton, South Carolina

The typical owner-occupied home in Clinton is worth about $173,400, 33% below the South Carolina median of $259,000 and 48% below the national median of $332,700. Owners pay a median $1,011 a year in property taxes, about 0.58% of their home's value, higher than the South Carolina rate of 0.48%. The median household earns $44,522 a year, so the median home costs 3.9 times the median income (3.7 times for South Carolina). 52% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.

Clinton at a glance

Clinton South Carolina U.S.
Median home value $173,400 $259,000 $332,700
Median property tax paid per year $1,011 $1,251 $3,119
Property tax as a share of value 0.58% 0.48% 0.94%
Median household income $44,522 $69,324 $80,734
Homes lived in by their owners 52% 72% 65%
Owner homes with a mortgage 61% 57% 61%
Median monthly costs, owners with a mortgage $1,134 $1,529 $1,963
Those costs as a share of the owners' income 22.3% 19.7% 21.0%
Median rent $899 $1,180 $1,413
Rent as a share of renters' income 29.6% 31.1% 30.6%
Median year homes were built 1969 1992 1980
Vacant homes 22.9% 13.3% 10.1%
Population 7,676 5,296,225 334,922,499

What a typical home costs per month in Clinton

At this week's average 30-year rate of 7.11%, buying the median Clinton home of $173,400 with 20% down costs about $1,089 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,378, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,682 for the 20%-down payment. That payment is 29% of the median Clinton household income of $44,522; at that income and 20% down, the 28% guideline points to a home of about $165,000.

The median rent here is $899 a month, so owning the median home costs about $190 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$34,680
Loan amount$138,720
Principal and interest$933
Property taxes (0.58% a year)$84
Homeowners insurance (our estimate, 0.5% a year)$72
PMI$0
Total per month$1,089

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3.5% down, 30-year FHA loan
Down payment$6,069
Loan amount$170,259
Principal and interest$1,145
Property taxes (0.58% a year)$84
Homeowners insurance (our estimate, 0.5% a year)$72
FHA mortgage insurance$77
Total per month$1,378

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Questions about home buying in Clinton

What is the median home value in Clinton?

About $173,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Clinton?

Homeowners pay a median $1,011 a year, which is about 0.58% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Clinton?

For the median home with 20% down at 7.11%, the payment is about $1,089 a month. Keeping that under 28% of gross income takes about $46,682 a year.

More about Clinton

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data