The typical owner-occupied home in Heath Springs is worth about $109,100, 58% below the South Carolina median of $259,000 and 67% below the national median of $332,700. Owners pay a median $354 a year in property taxes, about 0.32% of their home's value, lower than the South Carolina rate of 0.48%. The median household earns $52,569 a year, so the median home costs 2.1 times the median income (3.7 times for South Carolina). 72% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.
Heath Springs at a glance
| Heath Springs | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $109,100 | $259,000 | $332,700 |
| Median property tax paid per year | $354 | $1,251 | $3,119 |
| Property tax as a share of value | 0.32% | 0.48% | 0.94% |
| Median household income | $52,569 | $69,324 | $80,734 |
| Homes lived in by their owners | 72% | 72% | 65% |
| Owner homes with a mortgage | 42% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,028 | $1,529 | $1,963 |
| Those costs as a share of the owners' income | 19.9% | 19.7% | 21.0% |
| Median rent | $907 | $1,180 | $1,413 |
| Rent as a share of renters' income | 34.2% | 31.1% | 30.6% |
| Median year homes were built | 1974 | 1992 | 1980 |
| Vacant homes | 6.1% | 13.3% | 10.1% |
| Population | 955 | 5,296,225 | 334,922,499 |
What a typical home costs per month in Heath Springs
At this week's average 30-year rate of 7.11%, buying the median Heath Springs home of $109,100 with 20% down costs about $662 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $843, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,358 for the 20%-down payment. That payment is 15% of the median Heath Springs household income of $52,569; at that income and 20% down, the 28% guideline points to a home of about $202,000.
The median rent here is $907 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $21,820 |
|---|---|
| Loan amount | $87,280 |
| Principal and interest | $587 |
| Property taxes (0.32% a year) | $29 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| PMI | $0 |
| Total per month | $662 |
Change the numbers in the calculator
| Down payment | $3,818 |
|---|---|
| Loan amount | $107,124 |
| Principal and interest | $721 |
| Property taxes (0.32% a year) | $29 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| FHA mortgage insurance | $48 |
| Total per month | $843 |
Change the numbers in the calculator
Questions about home buying in Heath Springs
What is the median home value in Heath Springs?
About $109,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Heath Springs?
Homeowners pay a median $354 a year, which is about 0.32% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Heath Springs?
For the median home with 20% down at 7.11%, the payment is about $662 a month. Keeping that under 28% of gross income takes about $28,358 a year.
More about Heath Springs
- Mortgage Refinance in Heath Springs
- Debt Relief in Heath Springs
- Home Equity Loans in Heath Springs
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data