The typical owner-occupied home in Camden is worth about $265,300, about the same as the South Carolina median of $259,000 and 20% below the national median of $332,700. Owners pay a median $1,408 a year in property taxes, about 0.53% of their home's value, higher than the South Carolina rate of 0.48%. The median household earns $63,576 a year, so the median home costs 4.2 times the median income (3.7 times for South Carolina). 69% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.
Camden at a glance
| Camden | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $265,300 | $259,000 | $332,700 |
| Median property tax paid per year | $1,408 | $1,251 | $3,119 |
| Property tax as a share of value | 0.53% | 0.48% | 0.94% |
| Median household income | $63,576 | $69,324 | $80,734 |
| Homes lived in by their owners | 69% | 72% | 65% |
| Owner homes with a mortgage | 60% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,602 | $1,529 | $1,963 |
| Those costs as a share of the owners' income | 18.2% | 19.7% | 21.0% |
| Median rent | $956 | $1,180 | $1,413 |
| Rent as a share of renters' income | 35.7% | 31.1% | 30.6% |
| Median year homes were built | 1975 | 1992 | 1980 |
| Vacant homes | 11.1% | 13.3% | 10.1% |
| Population | 8,267 | 5,296,225 | 334,922,499 |
What a typical home costs per month in Camden
At this week's average 30-year rate of 7.11%, buying the median Camden home of $265,300 with 20% down costs about $1,655 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,097, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $70,949 for the 20%-down payment. That payment is 31% of the median Camden household income of $63,576; at that income and 20% down, the 28% guideline points to a home of about $238,000.
The median rent here is $956 a month, so owning the median home costs about $699 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $53,060 |
|---|---|
| Loan amount | $212,240 |
| Principal and interest | $1,428 |
| Property taxes (0.53% a year) | $117 |
| Homeowners insurance (our estimate, 0.5% a year) | $111 |
| PMI | $0 |
| Total per month | $1,655 |
Change the numbers in the calculator
| Down payment | $9,286 |
|---|---|
| Loan amount | $260,495 |
| Principal and interest | $1,752 |
| Property taxes (0.53% a year) | $117 |
| Homeowners insurance (our estimate, 0.5% a year) | $111 |
| FHA mortgage insurance | $117 |
| Total per month | $2,097 |
Change the numbers in the calculator
Questions about home buying in Camden
What is the median home value in Camden?
About $265,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Camden?
Homeowners pay a median $1,408 a year, which is about 0.53% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Camden?
For the median home with 20% down at 7.11%, the payment is about $1,655 a month. Keeping that under 28% of gross income takes about $70,949 a year.
More about Camden
- Mortgage Refinance in Camden
- Debt Relief in Camden
- Home Equity Loans in Camden
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data