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Buying a home in Lodge, South Carolina

The typical owner-occupied home in Lodge is worth about $59,100, 77% below the South Carolina median of $259,000 and 82% below the national median of $332,700. The median household earns $36,750 a year, so the median home costs 1.6 times the median income (3.7 times for South Carolina). 91% of occupied homes here are lived in by their owners, and 12% of those owners still have a mortgage.

Lodge at a glance

Lodge South Carolina U.S.
Median home value $59,100 $259,000 $332,700
Median property tax paid per year – $1,251 $3,119
Median household income $36,750 $69,324 $80,734
Homes lived in by their owners 91% 72% 65%
Owner homes with a mortgage 12% 57% 61%
Median monthly costs, owners with a mortgage $1,313 $1,529 $1,963
Those costs as a share of the owners' income 18.0% 19.7% 21.0%
Median rent – $1,180 $1,413
Median year homes were built 1975 1992 1980
Vacant homes 37.1% 13.3% 10.1%
Population 98 5,296,225 334,922,499

What a typical home costs per month in Lodge

At this week's average 30-year rate of 7.11%, buying the median Lodge home of $59,100 with 20% down costs about $397 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $495, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $17,008 for the 20%-down payment. That payment is 13% of the median Lodge household income of $36,750; at that income and 20% down, the 28% guideline points to a home of about $128,000.

20% down, 30-year conventional loan
Down payment$11,820
Loan amount$47,280
Principal and interest$318
Property taxes (1.10% a year)$54
Homeowners insurance (our estimate, 0.5% a year)$25
PMI$0
Total per month$397

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3.5% down, 30-year FHA loan
Down payment$2,068
Loan amount$58,030
Principal and interest$390
Property taxes (1.10% a year)$54
Homeowners insurance (our estimate, 0.5% a year)$25
FHA mortgage insurance$26
Total per month$495

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Questions about home buying in Lodge

What is the median home value in Lodge?

About $59,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Lodge?

For the median home with 20% down at 7.11%, the payment is about $397 a month. Keeping that under 28% of gross income takes about $17,008 a year.

More about Lodge

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data