The typical owner-occupied home in Mount Croghan is worth about $116,700, 55% below the South Carolina median of $259,000 and 65% below the national median of $332,700. Owners pay a median $456 a year in property taxes, about 0.39% of their home's value, lower than the South Carolina rate of 0.48%. The median household earns $68,594 a year, so the median home costs 1.7 times the median income (3.7 times for South Carolina). 83% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
Mount Croghan at a glance
| Mount Croghan | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $116,700 | $259,000 | $332,700 |
| Median property tax paid per year | $456 | $1,251 | $3,119 |
| Property tax as a share of value | 0.39% | 0.48% | 0.94% |
| Median household income | $68,594 | $69,324 | $80,734 |
| Homes lived in by their owners | 83% | 72% | 65% |
| Owner homes with a mortgage | 52% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $950 | $1,529 | $1,963 |
| Those costs as a share of the owners' income | 22.5% | 19.7% | 21.0% |
| Median rent | $760 | $1,180 | $1,413 |
| Rent as a share of renters' income | 51.0% | 31.1% | 30.6% |
| Median year homes were built | 1959 | 1992 | 1980 |
| Vacant homes | 11.0% | 13.3% | 10.1% |
| Population | 170 | 5,296,225 | 334,922,499 |
What a typical home costs per month in Mount Croghan
At this week's average 30-year rate of 7.11%, buying the median Mount Croghan home of $116,700 with 20% down costs about $715 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $909, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,625 for the 20%-down payment. That payment is 13% of the median Mount Croghan household income of $68,594; at that income and 20% down, the 28% guideline points to a home of about $261,000.
The median rent here is $760 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $23,340 |
|---|---|
| Loan amount | $93,360 |
| Principal and interest | $628 |
| Property taxes (0.39% a year) | $38 |
| Homeowners insurance (our estimate, 0.5% a year) | $49 |
| PMI | $0 |
| Total per month | $715 |
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| Down payment | $4,084 |
|---|---|
| Loan amount | $114,586 |
| Principal and interest | $771 |
| Property taxes (0.39% a year) | $38 |
| Homeowners insurance (our estimate, 0.5% a year) | $49 |
| FHA mortgage insurance | $52 |
| Total per month | $909 |
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Questions about home buying in Mount Croghan
What is the median home value in Mount Croghan?
About $116,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Mount Croghan?
Homeowners pay a median $456 a year, which is about 0.39% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Mount Croghan?
For the median home with 20% down at 7.11%, the payment is about $715 a month. Keeping that under 28% of gross income takes about $30,625 a year.
More about Mount Croghan
- Mortgage Refinance in Mount Croghan
- Debt Relief in Mount Croghan
- Home Equity Loans in Mount Croghan
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data