The typical owner-occupied home in Daufuskie Island is worth about $576,400, 2.2 times the South Carolina median of $259,000 and 73% above the national median of $332,700. The median household earns $156,090 a year, so the median home costs 3.7 times the median income (3.7 times for South Carolina). 99% of occupied homes here are lived in by their owners, and 80% of those owners still have a mortgage.
Daufuskie Island at a glance
| Daufuskie Island | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $576,400 | $259,000 | $332,700 |
| Median property tax paid per year | – | $1,251 | $3,119 |
| Median household income | $156,090 | $69,324 | $80,734 |
| Homes lived in by their owners | 99% | 72% | 65% |
| Owner homes with a mortgage | 80% | 57% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,529 | $1,963 |
| Those costs as a share of the owners' income | 18.9% | 19.7% | 21.0% |
| Median rent | – | $1,180 | $1,413 |
| Median year homes were built | 2005 | 1992 | 1980 |
| Vacant homes | 44.9% | 13.3% | 10.1% |
| Population | 619 | 5,296,225 | 334,922,499 |
What a typical home costs per month in Daufuskie Island
At this week's average 30-year rate of 7.11%, buying the median Daufuskie Island home of $576,400 with 20% down costs about $3,871 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,831, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $165,879 for the 20%-down payment. That payment is 30% of the median Daufuskie Island household income of $156,090; at that income and 20% down, the 28% guideline points to a home of about $542,000.
| Down payment | $115,280 |
|---|---|
| Loan amount | $461,120 |
| Principal and interest | $3,102 |
| Property taxes (1.10% a year) | $528 |
| Homeowners insurance (our estimate, 0.5% a year) | $240 |
| PMI | $0 |
| Total per month | $3,871 |
Change the numbers in the calculator
| Down payment | $20,174 |
|---|---|
| Loan amount | $565,960 |
| Principal and interest | $3,807 |
| Property taxes (1.10% a year) | $528 |
| Homeowners insurance (our estimate, 0.5% a year) | $240 |
| FHA mortgage insurance | $255 |
| Total per month | $4,831 |
Change the numbers in the calculator
Questions about home buying in Daufuskie Island
What is the median home value in Daufuskie Island?
About $576,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Daufuskie Island?
For the median home with 20% down at 7.11%, the payment is about $3,871 a month. Keeping that under 28% of gross income takes about $165,879 a year.
More about Daufuskie Island
- Mortgage Refinance in Daufuskie Island
- Debt Relief in Daufuskie Island
- Home Equity Loans in Daufuskie Island
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
