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Buying a home in Daufuskie Island, South Carolina

The typical owner-occupied home in Daufuskie Island is worth about $576,400, 2.2 times the South Carolina median of $259,000 and 73% above the national median of $332,700. The median household earns $156,090 a year, so the median home costs 3.7 times the median income (3.7 times for South Carolina). 99% of occupied homes here are lived in by their owners, and 80% of those owners still have a mortgage.

Daufuskie Island at a glance

Daufuskie Island South Carolina U.S.
Median home value $576,400 $259,000 $332,700
Median property tax paid per year – $1,251 $3,119
Median household income $156,090 $69,324 $80,734
Homes lived in by their owners 99% 72% 65%
Owner homes with a mortgage 80% 57% 61%
Median monthly costs, owners with a mortgage – $1,529 $1,963
Those costs as a share of the owners' income 18.9% 19.7% 21.0%
Median rent – $1,180 $1,413
Median year homes were built 2005 1992 1980
Vacant homes 44.9% 13.3% 10.1%
Population 619 5,296,225 334,922,499

What a typical home costs per month in Daufuskie Island

At this week's average 30-year rate of 7.11%, buying the median Daufuskie Island home of $576,400 with 20% down costs about $3,871 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,831, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $165,879 for the 20%-down payment. That payment is 30% of the median Daufuskie Island household income of $156,090; at that income and 20% down, the 28% guideline points to a home of about $542,000.

20% down, 30-year conventional loan
Down payment$115,280
Loan amount$461,120
Principal and interest$3,102
Property taxes (1.10% a year)$528
Homeowners insurance (our estimate, 0.5% a year)$240
PMI$0
Total per month$3,871

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3.5% down, 30-year FHA loan
Down payment$20,174
Loan amount$565,960
Principal and interest$3,807
Property taxes (1.10% a year)$528
Homeowners insurance (our estimate, 0.5% a year)$240
FHA mortgage insurance$255
Total per month$4,831

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Questions about home buying in Daufuskie Island

What is the median home value in Daufuskie Island?

About $576,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Daufuskie Island?

For the median home with 20% down at 7.11%, the payment is about $3,871 a month. Keeping that under 28% of gross income takes about $165,879 a year.

More about Daufuskie Island

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data