The typical owner-occupied home in Hilda is worth about $64,600, 75% below the South Carolina median of $259,000 and 81% below the national median of $332,700. Owners pay a median $453 a year in property taxes, about 0.70% of their home's value, higher than the South Carolina rate of 0.48%. The median household earns $44,861 a year, so the median home costs 1.4 times the median income (3.7 times for South Carolina). 89% of occupied homes here are lived in by their owners, and 24% of those owners still have a mortgage.
Hilda at a glance
| Hilda | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $64,600 | $259,000 | $332,700 |
| Median property tax paid per year | $453 | $1,251 | $3,119 |
| Property tax as a share of value | 0.70% | 0.48% | 0.94% |
| Median household income | $44,861 | $69,324 | $80,734 |
| Homes lived in by their owners | 89% | 72% | 65% |
| Owner homes with a mortgage | 24% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $927 | $1,529 | $1,963 |
| Those costs as a share of the owners' income | 28.8% | 19.7% | 21.0% |
| Median rent | $771 | $1,180 | $1,413 |
| Rent as a share of renters' income | 24.5% | 31.1% | 30.6% |
| Median year homes were built | 1973 | 1992 | 1980 |
| Vacant homes | 19.2% | 13.3% | 10.1% |
| Population | 468 | 5,296,225 | 334,922,499 |
What a typical home costs per month in Hilda
At this week's average 30-year rate of 7.11%, buying the median Hilda home of $64,600 with 20% down costs about $412 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $520, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $17,668 for the 20%-down payment. That payment is 11% of the median Hilda household income of $44,861; at that income and 20% down, the 28% guideline points to a home of about $164,000.
The median rent here is $771 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $12,920 |
|---|---|
| Loan amount | $51,680 |
| Principal and interest | $348 |
| Property taxes (0.70% a year) | $38 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| PMI | $0 |
| Total per month | $412 |
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| Down payment | $2,261 |
|---|---|
| Loan amount | $63,430 |
| Principal and interest | $427 |
| Property taxes (0.70% a year) | $38 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| FHA mortgage insurance | $29 |
| Total per month | $520 |
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Questions about home buying in Hilda
What is the median home value in Hilda?
About $64,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hilda?
Homeowners pay a median $453 a year, which is about 0.70% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hilda?
For the median home with 20% down at 7.11%, the payment is about $412 a month. Keeping that under 28% of gross income takes about $17,668 a year.
More about Hilda
- Mortgage Refinance in Hilda
- Debt Relief in Hilda
- Home Equity Loans in Hilda
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data