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Buying a home in Trujillo Alto Municipio, Puerto Rico

The typical owner-occupied home in Trujillo Alto Municipio is worth about $164,500, 25% above the Puerto Rico median of $131,500 and 51% below the national median of $332,700. Owners pay a median $754 a year in property taxes, about 0.46% of their home's value, lower than the Puerto Rico rate of 0.49%. The median household earns $40,055 a year, so the median home costs 4.1 times the median income (5.0 times for Puerto Rico). 75% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.

Trujillo Alto Municipio at a glance

Trujillo Alto Municipio Puerto Rico U.S.
Median home value $164,500 $131,500 $332,700
Median property tax paid per year $754 $646 $3,119
Property tax as a share of value 0.46% 0.49% 0.94%
Median household income $40,055 $26,297 $80,734
Homes lived in by their owners 75% 68% 65%
Owner homes with a mortgage 49% 37% 61%
Median monthly costs, owners with a mortgage $1,140 $946 $1,963
Those costs as a share of the owners' income 23.0% 24.1% 21.0%
Median rent $694 $578 $1,413
Rent as a share of renters' income 28.9% 30.4% 30.6%
Median year homes were built 1981 1979 1980
Vacant homes 11.3% 21.0% 10.1%
Population 67,088 3,234,309 334,922,499

What a typical home costs per month in Trujillo Alto Municipio

At this week's average 30-year rate of 7.11%, buying the median Trujillo Alto Municipio home of $164,500 with 20% down costs about $1,017 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,291, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $43,581 for the 20%-down payment. That payment is 30% of the median Trujillo Alto Municipio household income of $40,055; at that income and 20% down, the 28% guideline points to a home of about $151,000.

The median rent here is $694 a month, so owning the median home costs about $323 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$32,900
Loan amount$131,600
Principal and interest$885
Property taxes (0.46% a year)$63
Homeowners insurance (our estimate, 0.5% a year)$69
PMI$0
Total per month$1,017

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3.5% down, 30-year FHA loan
Down payment$5,758
Loan amount$161,520
Principal and interest$1,087
Property taxes (0.46% a year)$63
Homeowners insurance (our estimate, 0.5% a year)$69
FHA mortgage insurance$73
Total per month$1,291

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Questions about home buying in Trujillo Alto Municipio

What is the median home value in Trujillo Alto Municipio?

About $164,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Trujillo Alto Municipio?

Homeowners pay a median $754 a year, which is about 0.46% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Trujillo Alto Municipio?

For the median home with 20% down at 7.11%, the payment is about $1,017 a month. Keeping that under 28% of gross income takes about $43,581 a year.

More about Trujillo Alto Municipio

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data