The typical owner-occupied home in Aguada Municipio is worth about $121,500, 8% below the Puerto Rico median of $131,500 and 63% below the national median of $332,700. Owners pay a median $391 a year in property taxes, about 0.32% of their home's value, lower than the Puerto Rico rate of 0.49%. The median household earns $21,501 a year, so the median home costs 5.7 times the median income (5.0 times for Puerto Rico). 74% of occupied homes here are lived in by their owners, and 17% of those owners still have a mortgage.
Aguada Municipio at a glance
| Aguada Municipio | Puerto Rico | U.S. | |
|---|---|---|---|
| Median home value | $121,500 | $131,500 | $332,700 |
| Median property tax paid per year | $391 | $646 | $3,119 |
| Property tax as a share of value | 0.32% | 0.49% | 0.94% |
| Median household income | $21,501 | $26,297 | $80,734 |
| Homes lived in by their owners | 74% | 68% | 65% |
| Owner homes with a mortgage | 17% | 37% | 61% |
| Median monthly costs, owners with a mortgage | $908 | $946 | $1,963 |
| Those costs as a share of the owners' income | 24.8% | 24.1% | 21.0% |
| Median rent | $475 | $578 | $1,413 |
| Rent as a share of renters' income | 25.6% | 30.4% | 30.6% |
| Median year homes were built | 1978 | 1979 | 1980 |
| Vacant homes | 26.5% | 21.0% | 10.1% |
| Population | 37,758 | 3,234,309 | 334,922,499 |
What a typical home costs per month in Aguada Municipio
At this week's average 30-year rate of 7.11%, buying the median Aguada Municipio home of $121,500 with 20% down costs about $737 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $939, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,581 for the 20%-down payment. That payment is 41% of the median Aguada Municipio household income of $21,501; at that income and 20% down, the 28% guideline points to a home of about $83,000.
The median rent here is $475 a month, so owning the median home costs about $262 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $24,300 |
|---|---|
| Loan amount | $97,200 |
| Principal and interest | $654 |
| Property taxes (0.32% a year) | $32 |
| Homeowners insurance (our estimate, 0.5% a year) | $51 |
| PMI | $0 |
| Total per month | $737 |
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| Down payment | $4,252 |
|---|---|
| Loan amount | $119,299 |
| Principal and interest | $803 |
| Property taxes (0.32% a year) | $32 |
| Homeowners insurance (our estimate, 0.5% a year) | $51 |
| FHA mortgage insurance | $54 |
| Total per month | $939 |
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Questions about home buying in Aguada Municipio
What is the median home value in Aguada Municipio?
About $121,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Aguada Municipio?
Homeowners pay a median $391 a year, which is about 0.32% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Aguada Municipio?
For the median home with 20% down at 7.11%, the payment is about $737 a month. Keeping that under 28% of gross income takes about $31,581 a year.
More about Aguada Municipio
- Mortgage Refinance in Aguada Municipio
- Debt Relief in Aguada Municipio
- Home Equity Loans in Aguada Municipio
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data