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Buying a home in Maunabo Municipio, Puerto Rico

The typical owner-occupied home in Maunabo Municipio is worth about $99,900, 24% below the Puerto Rico median of $131,500 and 70% below the national median of $332,700. The median household earns $18,045 a year, so the median home costs 5.5 times the median income (5.0 times for Puerto Rico). 74% of occupied homes here are lived in by their owners, and 24% of those owners still have a mortgage.

Maunabo Municipio at a glance

Maunabo Municipio Puerto Rico U.S.
Median home value $99,900 $131,500 $332,700
Median property tax paid per year – $646 $3,119
Median household income $18,045 $26,297 $80,734
Homes lived in by their owners 74% 68% 65%
Owner homes with a mortgage 24% 37% 61%
Median monthly costs, owners with a mortgage $655 $946 $1,963
Those costs as a share of the owners' income 21.0% 24.1% 21.0%
Median rent $549 $578 $1,413
Rent as a share of renters' income 38.1% 30.4% 30.6%
Median year homes were built 1985 1979 1980
Vacant homes 19.5% 21.0% 10.1%
Population 10,399 3,234,309 334,922,499

What a typical home costs per month in Maunabo Municipio

At this week's average 30-year rate of 7.11%, buying the median Maunabo Municipio home of $99,900 with 20% down costs about $671 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $837, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,750 for the 20%-down payment. That payment is 45% of the median Maunabo Municipio household income of $18,045; at that income and 20% down, the 28% guideline points to a home of about $63,000.

The median rent here is $549 a month, so owning the median home costs about $122 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$19,980
Loan amount$79,920
Principal and interest$538
Property taxes (1.10% a year)$92
Homeowners insurance (our estimate, 0.5% a year)$42
PMI$0
Total per month$671

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3.5% down, 30-year FHA loan
Down payment$3,496
Loan amount$98,091
Principal and interest$660
Property taxes (1.10% a year)$92
Homeowners insurance (our estimate, 0.5% a year)$42
FHA mortgage insurance$44
Total per month$837

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Questions about home buying in Maunabo Municipio

What is the median home value in Maunabo Municipio?

About $99,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Maunabo Municipio?

For the median home with 20% down at 7.11%, the payment is about $671 a month. Keeping that under 28% of gross income takes about $28,750 a year.

More about Maunabo Municipio

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data