The typical owner-occupied home in Aguas Buenas Municipio is worth about $144,000, 10% above the Puerto Rico median of $131,500 and 57% below the national median of $332,700. Owners pay a median $199 a year in property taxes, about 0.14% of their home's value, lower than the Puerto Rico rate of 0.49%. The median household earns $23,072 a year, so the median home costs 6.2 times the median income (5.0 times for Puerto Rico). 64% of occupied homes here are lived in by their owners, and 24% of those owners still have a mortgage.
Aguas Buenas Municipio at a glance
| Aguas Buenas Municipio | Puerto Rico | U.S. | |
|---|---|---|---|
| Median home value | $144,000 | $131,500 | $332,700 |
| Median property tax paid per year | $199 | $646 | $3,119 |
| Property tax as a share of value | 0.14% | 0.49% | 0.94% |
| Median household income | $23,072 | $26,297 | $80,734 |
| Homes lived in by their owners | 64% | 68% | 65% |
| Owner homes with a mortgage | 24% | 37% | 61% |
| Median monthly costs, owners with a mortgage | $936 | $946 | $1,963 |
| Those costs as a share of the owners' income | 27.5% | 24.1% | 21.0% |
| Median rent | $468 | $578 | $1,413 |
| Rent as a share of renters' income | 26.7% | 30.4% | 30.6% |
| Median year homes were built | 1981 | 1979 | 1980 |
| Vacant homes | 18.5% | 21.0% | 10.1% |
| Population | 23,614 | 3,234,309 | 334,922,499 |
What a typical home costs per month in Aguas Buenas Municipio
At this week's average 30-year rate of 7.11%, buying the median Aguas Buenas Municipio home of $144,000 with 20% down costs about $852 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,092, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $36,504 for the 20%-down payment. That payment is 44% of the median Aguas Buenas Municipio household income of $23,072; at that income and 20% down, the 28% guideline points to a home of about $91,000.
The median rent here is $468 a month, so owning the median home costs about $384 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $28,800 |
|---|---|
| Loan amount | $115,200 |
| Principal and interest | $775 |
| Property taxes (0.14% a year) | $17 |
| Homeowners insurance (our estimate, 0.5% a year) | $60 |
| PMI | $0 |
| Total per month | $852 |
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| Down payment | $5,040 |
|---|---|
| Loan amount | $141,392 |
| Principal and interest | $951 |
| Property taxes (0.14% a year) | $17 |
| Homeowners insurance (our estimate, 0.5% a year) | $60 |
| FHA mortgage insurance | $64 |
| Total per month | $1,092 |
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Questions about home buying in Aguas Buenas Municipio
What is the median home value in Aguas Buenas Municipio?
About $144,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Aguas Buenas Municipio?
Homeowners pay a median $199 a year, which is about 0.14% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Aguas Buenas Municipio?
For the median home with 20% down at 7.11%, the payment is about $852 a month. Keeping that under 28% of gross income takes about $36,504 a year.
More about Aguas Buenas Municipio
- Mortgage Refinance in Aguas Buenas Municipio
- Debt Relief in Aguas Buenas Municipio
- Home Equity Loans in Aguas Buenas Municipio
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data