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Buying a home in Comerío Municipio, Puerto Rico

The typical owner-occupied home in Comerío Municipio is worth about $97,400, 26% below the Puerto Rico median of $131,500 and 71% below the national median of $332,700. Owners pay a median $251 a year in property taxes, about 0.26% of their home's value, lower than the Puerto Rico rate of 0.49%. The median household earns $17,134 a year, so the median home costs 5.7 times the median income (5.0 times for Puerto Rico). 66% of occupied homes here are lived in by their owners, and 22% of those owners still have a mortgage.

Comerío Municipio at a glance

Comerío Municipio Puerto Rico U.S.
Median home value $97,400 $131,500 $332,700
Median property tax paid per year $251 $646 $3,119
Property tax as a share of value 0.26% 0.49% 0.94%
Median household income $17,134 $26,297 $80,734
Homes lived in by their owners 66% 68% 65%
Owner homes with a mortgage 22% 37% 61%
Median monthly costs, owners with a mortgage $826 $946 $1,963
Those costs as a share of the owners' income 29.8% 24.1% 21.0%
Median rent $512 $578 $1,413
Rent as a share of renters' income 34.2% 30.4% 30.6%
Median year homes were built 1979 1979 1980
Vacant homes 24.1% 21.0% 10.1%
Population 18,711 3,234,309 334,922,499

What a typical home costs per month in Comerío Municipio

At this week's average 30-year rate of 7.11%, buying the median Comerío Municipio home of $97,400 with 20% down costs about $586 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $748, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,108 for the 20%-down payment. That payment is 41% of the median Comerío Municipio household income of $17,134; at that income and 20% down, the 28% guideline points to a home of about $66,000.

The median rent here is $512 a month, so owning the median home costs about $74 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$19,480
Loan amount$77,920
Principal and interest$524
Property taxes (0.26% a year)$21
Homeowners insurance (our estimate, 0.5% a year)$41
PMI$0
Total per month$586

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3.5% down, 30-year FHA loan
Down payment$3,409
Loan amount$95,636
Principal and interest$643
Property taxes (0.26% a year)$21
Homeowners insurance (our estimate, 0.5% a year)$41
FHA mortgage insurance$43
Total per month$748

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Questions about home buying in Comerío Municipio

What is the median home value in Comerío Municipio?

About $97,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Comerío Municipio?

Homeowners pay a median $251 a year, which is about 0.26% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Comerío Municipio?

For the median home with 20% down at 7.11%, the payment is about $586 a month. Keeping that under 28% of gross income takes about $25,108 a year.

More about Comerío Municipio

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data