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Buying a home in Idanha, Oregon

The typical owner-occupied home in Idanha is worth about $263,100, 45% below the Oregon median of $477,600 and 21% below the national median of $332,700. Owners pay a median $1,328 a year in property taxes, about 0.50% of their home's value, lower than the Oregon rate of 0.81%. The median household earns $40,208 a year, so the median home costs 6.5 times the median income (5.8 times for Oregon). 62% of occupied homes here are lived in by their owners, and 47% of those owners still have a mortgage.

Idanha at a glance

Idanha Oregon U.S.
Median home value $263,100 $477,600 $332,700
Median property tax paid per year $1,328 $3,876 $3,119
Property tax as a share of value 0.50% 0.81% 0.94%
Median household income $40,208 $83,011 $80,734
Homes lived in by their owners 62% 63% 65%
Owner homes with a mortgage 47% 65% 61%
Median monthly costs, owners with a mortgage $1,219 $2,157 $1,963
Those costs as a share of the owners' income 18.9% 22.4% 21.0%
Median rent $830 $1,525 $1,413
Rent as a share of renters' income 51.0% 31.3% 30.6%
Median year homes were built 1949 1981 1980
Vacant homes 14.4% 7.5% 10.1%
Population 201 4,254,293 334,922,499

What a typical home costs per month in Idanha

At this week's average 30-year rate of 7.11%, buying the median Idanha home of $263,100 with 20% down costs about $1,635 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,073, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $70,078 for the 20%-down payment. That payment is 49% of the median Idanha household income of $40,208; at that income and 20% down, the 28% guideline points to a home of about $151,000.

The median rent here is $830 a month, so owning the median home costs about $805 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$52,620
Loan amount$210,480
Principal and interest$1,416
Property taxes (0.50% a year)$110
Homeowners insurance (our estimate, 0.5% a year)$110
PMI$0
Total per month$1,635

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3.5% down, 30-year FHA loan
Down payment$9,208
Loan amount$258,335
Principal and interest$1,738
Property taxes (0.50% a year)$110
Homeowners insurance (our estimate, 0.5% a year)$110
FHA mortgage insurance$116
Total per month$2,073

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Questions about home buying in Idanha

What is the median home value in Idanha?

About $263,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Idanha?

Homeowners pay a median $1,328 a year, which is about 0.50% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Idanha?

For the median home with 20% down at 7.11%, the payment is about $1,635 a month. Keeping that under 28% of gross income takes about $70,078 a year.

More about Idanha

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data