The typical owner-occupied home in Cascadia is worth about $606,300, 27% above the Oregon median of $477,600 and 82% above the national median of $332,700. The median household earns $95,583 a year, so the median home costs 6.3 times the median income (5.8 times for Oregon). 66% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.
Cascadia at a glance
| Cascadia | Oregon | U.S. | |
|---|---|---|---|
| Median home value | $606,300 | $477,600 | $332,700 |
| Median property tax paid per year | – | $3,876 | $3,119 |
| Median household income | $95,583 | $83,011 | $80,734 |
| Homes lived in by their owners | 66% | 63% | 65% |
| Owner homes with a mortgage | 26% | 65% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,157 | $1,963 |
| Median rent | – | $1,525 | $1,413 |
| Median year homes were built | 1992 | 1981 | 1980 |
| Vacant homes | 25.4% | 7.5% | 10.1% |
| Population | 136 | 4,254,293 | 334,922,499 |
What a typical home costs per month in Cascadia
At this week's average 30-year rate of 7.11%, buying the median Cascadia home of $606,300 with 20% down costs about $4,071 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,081, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $174,484 for the 20%-down payment. That payment is 51% of the median Cascadia household income of $95,583; at that income and 20% down, the 28% guideline points to a home of about $332,000.
| Down payment | $121,260 |
|---|---|
| Loan amount | $485,040 |
| Principal and interest | $3,263 |
| Property taxes (1.10% a year) | $556 |
| Homeowners insurance (our estimate, 0.5% a year) | $253 |
| PMI | $0 |
| Total per month | $4,071 |
Change the numbers in the calculator
| Down payment | $21,220 |
|---|---|
| Loan amount | $595,318 |
| Principal and interest | $4,005 |
| Property taxes (1.10% a year) | $556 |
| Homeowners insurance (our estimate, 0.5% a year) | $253 |
| FHA mortgage insurance | $268 |
| Total per month | $5,081 |
Change the numbers in the calculator
Questions about home buying in Cascadia
What is the median home value in Cascadia?
About $606,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Cascadia?
For the median home with 20% down at 7.11%, the payment is about $4,071 a month. Keeping that under 28% of gross income takes about $174,484 a year.
More about Cascadia
- Mortgage Refinance in Cascadia
- Debt Relief in Cascadia
- Home Equity Loans in Cascadia
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data