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Buying a home in Brownsville, Oregon

The typical owner-occupied home in Brownsville is worth about $373,000, 22% below the Oregon median of $477,600 and 12% above the national median of $332,700. Owners pay a median $3,571 a year in property taxes, about 0.96% of their home's value, higher than the Oregon rate of 0.81%. The median household earns $83,098 a year, so the median home costs 4.5 times the median income (5.8 times for Oregon). 85% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.

Brownsville at a glance

Brownsville Oregon U.S.
Median home value $373,000 $477,600 $332,700
Median property tax paid per year $3,571 $3,876 $3,119
Property tax as a share of value 0.96% 0.81% 0.94%
Median household income $83,098 $83,011 $80,734
Homes lived in by their owners 85% 63% 65%
Owner homes with a mortgage 68% 65% 61%
Median monthly costs, owners with a mortgage $2,067 $2,157 $1,963
Those costs as a share of the owners' income 23.6% 22.4% 21.0%
Median rent $1,665 $1,525 $1,413
Rent as a share of renters' income 28.2% 31.3% 30.6%
Median year homes were built 1978 1981 1980
Vacant homes 4.9% 7.5% 10.1%
Population 1,912 4,254,293 334,922,499

What a typical home costs per month in Brownsville

At this week's average 30-year rate of 7.11%, buying the median Brownsville home of $373,000 with 20% down costs about $2,461 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,083, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $105,479 for the 20%-down payment. That payment is 36% of the median Brownsville household income of $83,098; at that income and 20% down, the 28% guideline points to a home of about $294,000.

The median rent here is $1,665 a month, so owning the median home costs about $796 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$74,600
Loan amount$298,400
Principal and interest$2,007
Property taxes (0.96% a year)$298
Homeowners insurance (our estimate, 0.5% a year)$155
PMI$0
Total per month$2,461

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3.5% down, 30-year FHA loan
Down payment$13,055
Loan amount$366,244
Principal and interest$2,464
Property taxes (0.96% a year)$298
Homeowners insurance (our estimate, 0.5% a year)$155
FHA mortgage insurance$165
Total per month$3,083

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Questions about home buying in Brownsville

What is the median home value in Brownsville?

About $373,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Brownsville?

Homeowners pay a median $3,571 a year, which is about 0.96% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Brownsville?

For the median home with 20% down at 7.11%, the payment is about $2,461 a month. Keeping that under 28% of gross income takes about $105,479 a year.

More about Brownsville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data