The typical owner-occupied home in Epping is worth about $209,000, 16% below the North Dakota median of $249,900 and 37% below the national median of $332,700. Owners pay a median $2,104 a year in property taxes, about 1.01% of their home's value, close to the North Dakota rate of 0.99%. The median household earns $67,174 a year, so the median home costs 3.1 times the median income (3.3 times for North Dakota). 86% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.
Epping at a glance
| Epping | North Dakota | U.S. | |
|---|---|---|---|
| Median home value | $209,000 | $249,900 | $332,700 |
| Median property tax paid per year | $2,104 | $2,468 | $3,119 |
| Property tax as a share of value | 1.01% | 0.99% | 0.94% |
| Median household income | $67,174 | $76,657 | $80,734 |
| Homes lived in by their owners | 86% | 63% | 65% |
| Owner homes with a mortgage | 60% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,870 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 32.4% | 19.4% | 21.0% |
| Median rent | – | $954 | $1,413 |
| Median year homes were built | 1986 | 1982 | 1980 |
| Vacant homes | 0.0% | 12.3% | 10.1% |
| Population | 124 | 784,841 | 334,922,499 |
What a typical home costs per month in Epping
At this week's average 30-year rate of 7.11%, buying the median Epping home of $209,000 with 20% down costs about $1,388 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,736, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $59,475 for the 20%-down payment. That payment is 25% of the median Epping household income of $67,174; at that income and 20% down, the 28% guideline points to a home of about $236,000.
| Down payment | $41,800 |
|---|---|
| Loan amount | $167,200 |
| Principal and interest | $1,125 |
| Property taxes (1.01% a year) | $176 |
| Homeowners insurance (our estimate, 0.5% a year) | $87 |
| PMI | $0 |
| Total per month | $1,388 |
Change the numbers in the calculator
| Down payment | $7,315 |
|---|---|
| Loan amount | $205,214 |
| Principal and interest | $1,380 |
| Property taxes (1.01% a year) | $176 |
| Homeowners insurance (our estimate, 0.5% a year) | $87 |
| FHA mortgage insurance | $92 |
| Total per month | $1,736 |
Change the numbers in the calculator
Questions about home buying in Epping
What is the median home value in Epping?
About $209,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Epping?
Homeowners pay a median $2,104 a year, which is about 1.01% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Epping?
For the median home with 20% down at 7.11%, the payment is about $1,388 a month. Keeping that under 28% of gross income takes about $59,475 a year.
More about Epping
- Mortgage Refinance in Epping
- Debt Relief in Epping
- Home Equity Loans in Epping
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data