The typical owner-occupied home in Berthold is worth about $180,000, 28% below the North Dakota median of $249,900 and 46% below the national median of $332,700. Owners pay a median $1,893 a year in property taxes, about 1.05% of their home's value, higher than the North Dakota rate of 0.99%. The median household earns $96,000 a year, so the median home costs 1.9 times the median income (3.3 times for North Dakota). 86% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
Berthold at a glance
| Berthold | North Dakota | U.S. | |
|---|---|---|---|
| Median home value | $180,000 | $249,900 | $332,700 |
| Median property tax paid per year | $1,893 | $2,468 | $3,119 |
| Property tax as a share of value | 1.05% | 0.99% | 0.94% |
| Median household income | $96,000 | $76,657 | $80,734 |
| Homes lived in by their owners | 86% | 63% | 65% |
| Owner homes with a mortgage | 36% | 52% | 61% |
| Median monthly costs, owners with a mortgage | $1,304 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 17.2% | 19.4% | 21.0% |
| Median rent | – | $954 | $1,413 |
| Rent as a share of renters' income | 25.8% | 25.0% | 30.6% |
| Median year homes were built | 1975 | 1982 | 1980 |
| Vacant homes | 11.3% | 12.3% | 10.1% |
| Population | 415 | 784,841 | 334,922,499 |
What a typical home costs per month in Berthold
At this week's average 30-year rate of 7.11%, buying the median Berthold home of $180,000 with 20% down costs about $1,201 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,501, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $51,480 for the 20%-down payment. That payment is 15% of the median Berthold household income of $96,000; at that income and 20% down, the 28% guideline points to a home of about $336,000.
| Down payment | $36,000 |
|---|---|
| Loan amount | $144,000 |
| Principal and interest | $969 |
| Property taxes (1.05% a year) | $158 |
| Homeowners insurance (our estimate, 0.5% a year) | $75 |
| PMI | $0 |
| Total per month | $1,201 |
Change the numbers in the calculator
| Down payment | $6,300 |
|---|---|
| Loan amount | $176,740 |
| Principal and interest | $1,189 |
| Property taxes (1.05% a year) | $158 |
| Homeowners insurance (our estimate, 0.5% a year) | $75 |
| FHA mortgage insurance | $80 |
| Total per month | $1,501 |
Change the numbers in the calculator
Questions about home buying in Berthold
What is the median home value in Berthold?
About $180,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Berthold?
Homeowners pay a median $1,893 a year, which is about 1.05% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Berthold?
For the median home with 20% down at 7.11%, the payment is about $1,201 a month. Keeping that under 28% of gross income takes about $51,480 a year.
More about Berthold
- Mortgage Refinance in Berthold
- Debt Relief in Berthold
- Home Equity Loans in Berthold
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data