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Buying a home in Pisek, North Dakota

The typical owner-occupied home in Pisek is worth about $66,300, 73% below the North Dakota median of $249,900 and 80% below the national median of $332,700. Owners pay a median $500 a year in property taxes, about 0.75% of their home's value, lower than the North Dakota rate of 0.99%. The median household earns $50,000 a year, so the median home costs 1.3 times the median income (3.3 times for North Dakota). 84% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.

Pisek at a glance

Pisek North Dakota U.S.
Median home value $66,300 $249,900 $332,700
Median property tax paid per year $500 $2,468 $3,119
Property tax as a share of value 0.75% 0.99% 0.94%
Median household income $50,000 $76,657 $80,734
Homes lived in by their owners 84% 63% 65%
Owner homes with a mortgage 35% 52% 61%
Median monthly costs, owners with a mortgage $1,175 $1,762 $1,963
Those costs as a share of the owners' income 14.6% 19.4% 21.0%
Median rent – $954 $1,413
Median year homes were built 1964 1982 1980
Vacant homes 17.0% 12.3% 10.1%
Population 91 784,841 334,922,499

What a typical home costs per month in Pisek

At this week's average 30-year rate of 7.11%, buying the median Pisek home of $66,300 with 20% down costs about $426 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $536, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $18,251 for the 20%-down payment. That payment is 10% of the median Pisek household income of $50,000; at that income and 20% down, the 28% guideline points to a home of about $182,000.

20% down, 30-year conventional loan
Down payment$13,260
Loan amount$53,040
Principal and interest$357
Property taxes (0.75% a year)$41
Homeowners insurance (our estimate, 0.5% a year)$28
PMI$0
Total per month$426

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3.5% down, 30-year FHA loan
Down payment$2,320
Loan amount$65,099
Principal and interest$438
Property taxes (0.75% a year)$41
Homeowners insurance (our estimate, 0.5% a year)$28
FHA mortgage insurance$29
Total per month$536

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Questions about home buying in Pisek

What is the median home value in Pisek?

About $66,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pisek?

Homeowners pay a median $500 a year, which is about 0.75% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pisek?

For the median home with 20% down at 7.11%, the payment is about $426 a month. Keeping that under 28% of gross income takes about $18,251 a year.

More about Pisek

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data