The typical owner-occupied home in Woodworth is worth about $59,000, 76% below the North Dakota median of $249,900 and 82% below the national median of $332,700. The median household earns $101,250 a year, so the median home costs 0.6 times the median income (3.3 times for North Dakota). 67% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.
Woodworth at a glance
| Woodworth | North Dakota | U.S. | |
|---|---|---|---|
| Median home value | $59,000 | $249,900 | $332,700 |
| Median property tax paid per year | – | $2,468 | $3,119 |
| Median household income | $101,250 | $76,657 | $80,734 |
| Homes lived in by their owners | 67% | 63% | 65% |
| Owner homes with a mortgage | 60% | 52% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,762 | $1,963 |
| Median rent | – | $954 | $1,413 |
| Rent as a share of renters' income | 12.8% | 25.0% | 30.6% |
| Median year homes were built | 1980 | 1982 | 1980 |
| Vacant homes | 16.7% | 12.3% | 10.1% |
| Population | 69 | 784,841 | 334,922,499 |
What a typical home costs per month in Woodworth
At this week's average 30-year rate of 7.11%, buying the median Woodworth home of $59,000 with 20% down costs about $396 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $494, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,980 for the 20%-down payment. That payment is 5% of the median Woodworth household income of $101,250; at that income and 20% down, the 28% guideline points to a home of about $352,000.
| Down payment | $11,800 |
|---|---|
| Loan amount | $47,200 |
| Principal and interest | $318 |
| Property taxes (1.10% a year) | $54 |
| Homeowners insurance (our estimate, 0.5% a year) | $25 |
| PMI | $0 |
| Total per month | $396 |
Change the numbers in the calculator
| Down payment | $2,065 |
|---|---|
| Loan amount | $57,931 |
| Principal and interest | $390 |
| Property taxes (1.10% a year) | $54 |
| Homeowners insurance (our estimate, 0.5% a year) | $25 |
| FHA mortgage insurance | $26 |
| Total per month | $494 |
Change the numbers in the calculator
Questions about home buying in Woodworth
What is the median home value in Woodworth?
About $59,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Woodworth?
For the median home with 20% down at 7.11%, the payment is about $396 a month. Keeping that under 28% of gross income takes about $16,980 a year.
More about Woodworth
- Mortgage Refinance in Woodworth
- Debt Relief in Woodworth
- Home Equity Loans in Woodworth
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data