The typical owner-occupied home in Selfridge is worth about $70,600, 72% below the North Dakota median of $249,900 and 79% below the national median of $332,700. Owners pay a median $223 a year in property taxes, about 0.32% of their home's value, lower than the North Dakota rate of 0.99%. The median household earns $56,250 a year, so the median home costs 1.3 times the median income (3.3 times for North Dakota). 54% of occupied homes here are lived in by their owners, and 24% of those owners still have a mortgage.
Selfridge at a glance
| Selfridge | North Dakota | U.S. | |
|---|---|---|---|
| Median home value | $70,600 | $249,900 | $332,700 |
| Median property tax paid per year | $223 | $2,468 | $3,119 |
| Property tax as a share of value | 0.32% | 0.99% | 0.94% |
| Median household income | $56,250 | $76,657 | $80,734 |
| Homes lived in by their owners | 54% | 63% | 65% |
| Owner homes with a mortgage | 24% | 52% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,762 | $1,963 |
| Median rent | $492 | $954 | $1,413 |
| Rent as a share of renters' income | 20.5% | 25.0% | 30.6% |
| Median year homes were built | 1971 | 1982 | 1980 |
| Vacant homes | 20.7% | 12.3% | 10.1% |
| Population | 198 | 784,841 | 334,922,499 |
What a typical home costs per month in Selfridge
At this week's average 30-year rate of 7.11%, buying the median Selfridge home of $70,600 with 20% down costs about $428 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $546, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $18,351 for the 20%-down payment. That payment is 9% of the median Selfridge household income of $56,250; at that income and 20% down, the 28% guideline points to a home of about $216,000.
The median rent here is $492 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $14,120 |
|---|---|
| Loan amount | $56,480 |
| Principal and interest | $380 |
| Property taxes (0.32% a year) | $19 |
| Homeowners insurance (our estimate, 0.5% a year) | $29 |
| PMI | $0 |
| Total per month | $428 |
Change the numbers in the calculator
| Down payment | $2,471 |
|---|---|
| Loan amount | $69,321 |
| Principal and interest | $466 |
| Property taxes (0.32% a year) | $19 |
| Homeowners insurance (our estimate, 0.5% a year) | $29 |
| FHA mortgage insurance | $31 |
| Total per month | $546 |
Change the numbers in the calculator
Questions about home buying in Selfridge
What is the median home value in Selfridge?
About $70,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Selfridge?
Homeowners pay a median $223 a year, which is about 0.32% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Selfridge?
For the median home with 20% down at 7.11%, the payment is about $428 a month. Keeping that under 28% of gross income takes about $18,351 a year.
More about Selfridge
- Mortgage Refinance in Selfridge
- Debt Relief in Selfridge
- Home Equity Loans in Selfridge
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data